Want to earn on USA’s ballooning debt? Today’s your lucky day, because Binance just dropped something big for passive income hunters. RWUSD is a new Earn product offering up to 4.2% APR, benchmarked against tokenized US Treasury Bills. It’s principal-protected, daily-rewarding, and tailor-made for those who like their yield steady and sweet.
Key takeaways:
- Earn daily rewards with up to 4.2% APR using RWUSD.
- Backed by tokenized U.S. Treasury Bills for stable returns.
- Subscribe with no fees; redeem anytime in USDC.
Let’s break it down.
What Is RWUSD and Why It Matters Now
RWUSD isn’t just another yield gimmick, nor is it a stablecoin. It taps into Real-World Assets (RWAs) like tokenized U.S. Treasury Bills to offer stable, benchmarked returns, even when markets throw tantrums.
With traditional yields from Treasury-backed products often hovering near similar rates, RWUSD mirrors that, but brings it to crypto. The twist? It stays on Binance, isn’t tradable, and works purely as a subscription-based earn tool. No wild swings, no trading drama.
And the kicker? You can earn daily rewards directly in RWUSD, credited automatically to your Spot Account.
See all exchanges with staking
Who Can Join?
RWUSD is open to eligible users globally. You can subscribe with USDT or USDC, depending on your region. If you’re in the EEA, it’s USDC only. Sorry, U.S. residents, you’re excluded. You already hold plenty of US debt.
What are US Treasury Bills?
U.S. Treasury bills (T-bills) are short-term government debt securities that mature in one year or less. They’re sold at a discount and pay full face value at maturity, making them low-risk investments.
They’re a key tool the U.S. government uses to borrow money. Every time the Treasury issues T-bills, it adds to the national debt. So, the more the government borrows to fund spending, the more T-bills (and other securities) it needs to issue.
Key Highlights: Why RWUSD Deserves a Spot in Your Portfolio
- Daily Earnings, Zero Subscription Fees: Once you subscribe, RWUSD starts earning daily. Binance credits the rewards in RWUSD itself without any extra fees.
- Up to 4.2% APR: That’s a competitive fixed yield. It’s flat across the board, without any tiered systems or fine print.
- Supported by Tokenized U.S. Treasuries: RWUSD mirrors the yield behavior of tokenized Treasury Bills. That adds a layer of predictability crypto rarely offers.
- Big Quotas for Big Players: Got deep pockets? You can subscribe up to $5 million and still enjoy the full APR.
- Collateral-Friendly: RWUSD can be used as collateral on Binance VIP Loans, while still earning daily rewards. It multitasks, so you don’t have to.
How Redemption Works
Redemptions always convert RWUSD to USDC at a 1:1 rate, regardless of your original subscription asset (USDT or USDC).
You’ve got two choices:
- Fast Redemption: Instant, with a 0.1% fee.
- Standard Redemption: Slower, with a 0.05% fee. Funds arrive within 72 hours.
And yes, Binance may occasionally waive fees, so keep an eye out for special events and promotions.
Step-by-Step: How to Subscribe
- On the Website:
- Go to Earn > Simple Earn, then find RWUSD.
- Click Subscribe.
- Enter your amount, agree to the terms, and hit Confirm.
- On the Binance App:
- Use the search bar to find RWUSD or head to More > Earn > RWUSD.
- Tap Subscribe.
- Enter the amount and tap Confirm after agreeing to terms.
Final Thoughts: RWUSD Brings TradFi Yield Into Crypto
Lately, crypto exchanges are betting big on RWA assets. More than a dozen major crypto exchanges recently added support for tokenized stocks. Exchanges such as Crypto.com and Kraken are even letting their customers invest into actual stocks, while MEXC just launched stock futures.
Until now, staking yields based on US Treasury Bills weren’t available, making Binance once again an innovator. RWUSD is a crypto-first twist on real-world returns. It blends the safety of principal protection with the reliability of Treasury-style yields. While it doesn’t offer transferability or on-chain access, it carves a niche for passive crypto earners who value consistency over volatility.
With rates up to 4.2% and daily rewards, RWUSD could become a new go-to for stablecoin holders. RWUSD is live now, so visit the Binance Earn page and start earning consistent and safe yields.
