Gate.io

Launched in
2018
Headquartered in
Panama
Users
22 million
Trust Score
9/10  (world's #12 CEX)
Proof of Reserves
Published
Regulatory approvals
8 licenses
24H Trading Volume
35,026   Very high volume
Altcoins listed
2200+

There is nothing this exchange doesn’t have. Many deposit options and extremely low fees (with our 20% referral discount too) make Gate one of the best crypto exchanges for beginner investors.

Gate has an enormous amount of options, and there is no feature you won’t find here, from staking, web3 wallet, prepaid debit cards, Inscriptions and NFT marketplace, the list goes on.

This exchange also has over 2,000 altcoins listed, taking portfolio diversification to a whole new level. On top of this, there’s also up to $6,500+ in welcome rewards for new users up for grabs.

Gate.io Features Overview:

  • Deposits: Cryptocurrency Bank cardsBank transfers
  • Beginner trading: Beginner-friendly interfaceSpot tradingDemo tradingMobile appCopytradingRecurring buys
  • Advanced trading: MarginFutures & leverageOptionsTraditional marketsTrading bots
  • Financial services: Fiat withdrawalsDebit ATM cardsCrypto loansP2P tradingStaking & Earn
  • Other features: Gift cardsDark themed interfaceSignup bonusesSubaccountsNFT marketplaceInscriptions marketplaceWeb3 wallet

Gate.io Fees:

 Fiat Deposit & Withdraw
 Crypto Trading
 Bonuses & Fee Discounts

Gate.io supports both direct fiat deposits (cheaper fees) and third-party payment providers.

Direct deposits:

Payment MethodDeposit FeeWithdrawal FeeProcessing Time
Credit/Debit CardsCredit/Debit Cards2.8%2.5% - 3.6%Instant
SEPA Transfers (EU/EUR)SEPA Transfers (EU/EUR)3%3.6%1-2 Business Days
Other Bank TransfersOther Bank Transfers2% Not availableVaries
Google PayGoogle Pay2% Not availableInstant

Integrated fiat gateways:

Payment MethodDeposit FeeWithdrawal Fee
Visa/Mastercard Visa/Mastercard3.5%3.5% + 3 USD
SEPA Transfers (EU/EUR) SEPA Transfers (EU/EUR)0% Not available
SWIFT Transfers (International) SWIFT Transfers (International) Not available0.5% + 25 USD

More about Volet

Payment MethodDeposit FeeWithdrawal Fee
Visa/Mastercard Visa/Mastercard5% (min. 10 USD)3.5% (min. 10 USD)
ACH Transfers (US/USD) ACH Transfers (US/USD)3.5% (min. 10 USD) Not available
SEPA Transfers (EU/EUR) SEPA Transfers (EU/EUR)3.5% (min. 10 EUR)3.5% (min. 10 USD)
Google Pay Google Pay5% (min. 10 USD) Not available
Apple Pay Apple Pay5% (min. 10 USD) Not available

More about Simplex

Payment MethodDeposit FeeWithdrawal Fee
Visa/Mastercard Visa/Mastercard4.5%4.5%
SEPA Transfers (EU/EUR) SEPA Transfers (EU/EUR)1%1%
Google Pay Google Pay4.5%4.5%
Apple Pay Apple Pay4.5%4.5%
PayPal PayPal4.5%3.4%

More about MoonPay

Payment MethodDeposit FeeWithdrawal Fee
Visa/Mastercard Visa/Mastercard1.99% Not available
SEPA Transfers (EU/EUR) SEPA Transfers (EU/EUR)0%0% (5% spread)
Other Bank Transfers Other Bank Transfers0% - 1.50%0% (5% spread)
Google Pay Google Pay1.99% Not available
Apple Pay Apple Pay1.99% Not available

More about Banxa

Payment MethodDeposit FeeWithdrawal Fee
Visa/Mastercard Visa/Mastercard3.95%3.95% (min. €4)
SEPA Transfers (EU/EUR) SEPA Transfers (EU/EUR)3.95% Not available
Other Bank Transfers Other Bank Transfers3.95% Not available
Google Pay Google Pay3.95% Not available
Apple Pay Apple Pay3.95% Not available
Revolut Pay Revolut Pay3.95% Not available

Mercuryo may charge an additional 1% currency spread. This price spread is typically included with fees in the table above.

More about Mercuryo

 Gate.io also has ATM cards in select regions for easy cashing out and spending cryptocurrency.

Supported fiat currencies: USD, EUR, TRY, GBP, ZAR, GHS, BRL, MXN, VND, PLN, SEK, DKK, CZK, CHF, AUD, HKD, BGN, TWD, PHP, INR, HUF, RON, ILS, KZT, ISK, NZD, QAR, THB, COP, DOP, JOD, LKR, PEN, AED, NOK, IDR, SAR, CLP, EGP, KES, KWD, UAH, NGN, OMR, ARS, .

All cryptocurrency deposits to Gate.io are free of deposit fees.

Crypto to crypto trading fees (default):

Market  Minimum fee (Maker)  Maximum fee (Taker) 
Spot0.1%0.1%
Futures0.015%0.05%
Low fees
Average fees
High fees
 Compare fees on all exchanges

 Native token discount available: Yes ( 10% on Spot / 10% on Futures )

 Additional referral fee discount: 20% (Signup via this link) - not calculated in table above!

  • Spot: 0.1% maker and taker (0.09% when using GT – GateToken native token).
  • Futures: 0.015% taker, 0.05% maker.
  • Additional fee discounts starting at $60,000 volume.
  • Additional fee discounts when using GT.

Registering through our signup link and as our referral gives you a lifetime additional 20% fee discount. This will give you the cheapest fees out of all exchanges.

 Fees on Gate.io website

Zero downsides, only benefits. Simply use this link or the following code during signup on Gate.io:

cexfinde

Permanent 20% fee rebate (discount) with our link or referral code ("cexfinde", without the "r").

Signup bonuses amount: $6,666.00

  • Referral, signup, or invitation code must be used during signup/registration process. These codes are also automatically added to exchange signup links on our site.
  • There are never any downsides to using referral codes. Benefits can include fee discounts, deposit bonuses, cash rewards, access to exclusive events or trading competitions, or other advantages.
  • The referral codes allow exchanges to properly attribute users and distribute rewards, bonuses, or fee discounts based on disclosed affiliate relationships. No personal data is ever shared with us.

Gate.io Available & Restricted Countries:

 Available Countries
 Restrictions

Gate.io is available in 212 countries and territories.

Gate.io is not available in 22 countries:

Bolivia, Canada, China, Cuba, France, Germany, Hong Kong, Iran, Japan, Malaysia, Malta, Myanmar, Netherlands, North Korea, Singapore, Spain, Sudan, Syria, United Kingdom, United States, Uzbekistan, Venezuela.

Gate.io enforces mandatory KYC on all customer accounts. Using the exchange from restricted territories or through VPNs is not recommended.

See our list of countries to find exchanges available in your territory, or view all exchanges without KYC policy enforcement.

Pros

  • Up to $6,666 in new user rewards.
  • Debit spending Visa available to most of Europe, and with 1-2% cashback. Can be linked to Google Pay.
  • Staking available for 500+ assets (up to 6,50% on USDT, BTC and ETH).
  • Massive amount of low-cap altcoins.
  • Several card deposit gateways, accepting Visa, MasterCard, Apple Pay, Google Pay, Samsung Pay.
  • Can exchange crypto for many gift cards including Amazon, App Store & iTunes, Netflix, Steam, Fortnite V-Bucks and more.
  • Lowest trading fees out of all exchanges with our 20% fee reduction link.
  • Very comprehensive selection of trading bots.
  • Has every possible feature that other exchanges have.

Cons

  • Low staking yields on most altcoins on flexible duration (0.88% APR), but much higher on short-term fixed (1-2 weeks).
  • Many risky altcoins available to buy that need comprehensive research before purchase.

Why use Gate.io

Gate.io may not be the most popular exchange available, but it certainly should be. It has practically every feature that other exchanges have. Everything other exchanges do, Gate.io probably does even better.

Gate is a complete financial gateway, suitable for all your crypto and fiat transactions and investments. It has even more features than giants like Binance or Bybit. With industry’s lowest trading fees, signing up is a no brainer.

Here are just some highlights on why we love Gate.io:

Deposits and withdrawals

Gate.io supports multiple fiat deposit gateways, accepting every popular deposit method including bank transfers, credit cards, debit cards, and even Google, Apple and Samsung Pay.

In addition, you can find tons of additional payment options through the P2P marketplace. This enables you to buy Bitcoin with Paypal, Payeer, and more.

You can withdraw your money directly with crypto, or through multiple fiat withdrawal options and currencies. Alternatively, you can also cash out via the prepaid debit card, or purchase gift cards for Netflix, Amazon, and many others shops, retailers and services.

Debit Visa

You can directly spend crypto via the convenient debit spending Visa card. The card has region restrictions and may not be available depending on your location, but you can bet Gate.io is always looking to expand card offers to other countries.

The card allows for seamless spending of crypto at hundreds of thousands of merchants, or ATM withdrawals across the globe. Also supports linking with Google Pay and contactless payments.

Best of all, the Visa has a cashback program, giving you 1% cashback on all purchases. The cashback is instantly credit to your account in USDT.

Friendly to new investors

Many deposit options, Express Buy and quick convert for quick Bitcoin and altcoin purchases, easy withdrawals, auto-invest for easy recurring investments, Web3 wallet, and more. This exchange is perfect for those new to buying crypto.

Experienced traders will no doubt also enjoy Gate’s sleek yet familiar trading interface. Whether you prefer spot, margin or futures, Gate.io has you covered.

Industry’s lowest trading fees

Gate already has some of the lowest spot and futures trading fees on the market by default. In addition, you can also use the exchange’s native token for additional fee discounts.

On top of that, signing up with our referral link gives you a massive 30% fee discount. This makes it the cheapest place to buy crypto compared to every other exchange.

Gate’s excellent liquidity and top 10 volume makes it a truly great place to trade even for most demanding day traders.

Web3 wallet

A comprehensive Web3 wallet serves as a one-stop-shop for all your decentralized needs. It allows you to connect to over 40 networks, including Bitcoin, Ethereum, Solana, Sui, Sei, Tron, Doge, Aptos, BNB, Celestia, Polygon, Fantom, Arbitrum, Avalanche, Optimism, and more.

Wallet will also allow you to stake your coins for additional passive income, cross-chain swap assets, trade on decentralized exchanges, get airdrops, and trade and transfer NFTs, including Inscriptions. Gate.io’s Web3 wallet isn’t just an alternative to other wallets, it’s superior.

Altcoins

Bitcoin is and always will be the king of cryptocurrency. But, when it comes to multiplying your crypto holdings, altcoins are the way to go. Gate.io features one of the biggest altcoin selections of any centralized exchanges, sitting just shy of 2,000 coins listed and available for trading.

Gate guaranteed has every major altcoin you can think of. But the true money lies in low market cap altcoins that aren’t yet listed on many exchanges. Gate is often one of the first exchanges to list new tokens, making this the perfect place to buy them early before prices explode.

There’s no better exchange to find the next 100x altcoin gem, all with lowest trade fees and incredibly vast selection.

Regulatory licenses

Gate takes it licenses and regulatory compliance seriously, and they publish their available licenses, registrations and approvals publicly.

  • Hong Kong: TCSP license permitting custody services for digital currencies.
  • Gibraltar: Gibraltar Financial Services Commission (GFSC) permits Gate to operate as a Distributed Ledger Technology (DLT) provider and broker, dealer, and custody services related to digital currencies.
  • Malta: Malta Financial Services Authority (MFSA) has granted a Class 4 Virtual Financial Assets (VFA) Service Provider license allowing Gate to provide cryptocurrency exchange, on-ramp and off-ramp, and custody services.
  • Italy: Organismo Agenti e Mediatori (OAM) registered Gate as a Virtual Asset Service Provider, permitting crypto exchanges, conversions, transfers, clearing services, and digital wallet services.
  • Australia: Australian Transaction Reports and Analysis Centre (AUSTRAC) registered Gate.io as a Digital Currency Exchange Provider.
  • Lithuania: registered as a Virtual Currency Exchange Operator and Depository Virtual Currency Wallet Operator.
  • Dubai: permitted to engage in crypto commodities trading.
  • Bahamas: approved by Securities Commission of The Bahamas (SCB) to engage in digital asset business, including currency exchanging and transfer services.

About Gate.io

Gate.io, established in 2013 and registered in the Cayman Islands, stands as a prominent centralized cryptocurrency exchange catering to a global audience. With over 8 million registered customers across 130+ countries, Gate.io offers a wide array of digital asset solutions, making it one of the top exchanges in the world by authentic trading volume.

The platform boasts an impressive selection of nearly 2000 coins and over 3000 trading pairs, including top cryptocurrencies like Bitcoin and Ethereum. Gate.io provides a robust trading environment for both novice and experienced traders, with reported volume frequently in top 10 out of all exchanges. Its most active trading pair, BTC/USDT, demonstrates the platform’s liquidity and market activity.

Founded by CEO Lin Han, Gate.io prides itself on being a reliable and user-friendly platform, offering 24/7 customer support and a feature-rich mobile app. The exchange prioritizes security and accessibility, and you rest assured your assets here are safe as they can be. Regular verifiable proof-of-reserves and $100 million insurance fund ensure all assets are safe and backed up.

Gate.io’s offerings extend beyond spot and margin trading to include options, futures, and derivatives, providing diversified investment opportunities for its user base. Despite some restrictions on services in select countries, Gate.io remains accessible to traders worldwide, with competitive fee structures based on tiered VIP levels and a maker-taker model.

Overall, Gate.io continues to solidify its position as a leading crypto exchange, offering a comprehensive suite of services and fostering a vibrant trading community. With its commitment to innovation and customer satisfaction, Gate.io remains a go-to platform for cryptocurrency enthusiasts seeking a reliable and feature-rich trading experience.

Review Score Breakdowns:

User Friendly
 

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

Demo trading

Crypto ATM cards

Recurring & scheduled buy

Decentralized wallet

Features
 

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees
 

Trading fees:

  • Spot Maker Fee: 0.1%
  • Spot Taker Fee: 0.1%
  • Futures Maker Fee: 0.015%
  • Futures Taker Fee: 0.05%

Additional 20% fee discount when using our referral signup link.

Additional $6,666 signup bonus when using our referral signup link.


Fiat deposit fees:

  • Visa/Mastercard: 2.8%
  • EUR: 3%

View all deposit & withdraw fees 

Safety
 

 Exchange launched in 2018

 Number of users: 22 million

 Licenses & registrations: 8

Proof of Reserves

Volume & Altcoins
 

 Number of altcoin pairs: 2200

 Last 24h trade volume (in BTC): 35,026

High trading volume

High liquidity

Features Score: 93 / 100
4.7
Total Rating: Superb
Toggle feature descriptions
Beginner friendly buying
Beginner features such as fiat deposits and withdrawals, quick convert, recurring buys, demo trading.
Ease of buying and trading
How easy was it to deposit, convert fiat to crypto, and execute trades on spot market.
Interface and user experience
Usability, design and intuitivness of the interface and light and dark color schemes.
Advanced trading options
Derivatives, options, stocks, margin, trading bots and other advanced trading features.
Staking and savings
Number of available staking assets and overall yields.
Airdrops & Launchpools
Frequency, value and ease of joining various airdrops and launchpool events.
Extra financial services
Crypto debit cards, fiat withdrawals, loans, P2P marketplace.
Trading fees
Competitiveness of trading fees compared to other exchanges, including discounted rates with our referral bonuses.
Volume and liquidity
Overall volume, liquidity and spreads on spot and derivatives markets.
Altcoins selection
Number and selection of listed altcoin trading pairs.
Regulatory compliance
Regulatory approvals, licenses, certificates and compliance with various agencies and institutions.
Reputation and reliability
Overall reputation of the exchange, user feedback and reviews, social media sentiment, trust and transparency.
Asset safety and trust
Use of cold wallet storage and multi-signature, user protection funds, proof of reserves, security audits, and other safety and insurance measures.
Account security
Availability of various account security features such as 2FA, anti-phishing codes, hardware keys, withdrawal or trading passwords.
Other products & services
NFT marketplaces, copytrading, subaccounts, gift cards, trading competitions and other features.
Mobile App
Usability, update freqency, platforms, design and ease of trading via the mobile app.
Decentralized Wallet
Decentralized self-custody wallet usability, operating systems, number of assets and blockchain networks supported, DeFi options and more.
Education and learning
Learning and news resources on the website, including instructional videos, articles, knowledge bases, FAQs and help center.
Customer support
Availability and responsiveness of customer support through different channels such as email, live chat, social media, and others.
Referral and signup bonuses
Benefits obtained through the use of our referral codes, including discounted fees, cash bonuses and other rewards.