How much can I earn with staking?

This depends on each individual exchange and currency. Larger exchanges such as Binance or Bybit typically have 1-5% yearly interest on most assets. Mid-sized exchanges sometimes have up to 20% APY or APR (yearly interest), even on popular high market cap assets. On top of that, exchanges will sometimes run time-limited promotional events with up to 100% APR. These typically do not last longer than a week or month.

Is there a difference between APY vs APR?

APR stands for annual percentage rate. It represents interest rate in one year. APY stands for annual percentage yield. It represents interest in one year but with compounding. The main difference between APR and APY lies in how they account for compounding. While APR provides a simple annualized interest rate without considering compounding, APY factors in compounding to give a more accurate representation of the actual rate of return earned on an investment over time. Therefore, APY is typically higher than APR for investments that involve compounding, reflecting the additional earnings generated through reinvested interest.

What is auto-compounding?

Auto-compounding is a term you will see on some exchanges related to their earn/staking programs. Auto-compounding means that any interest you gain on your staked crypto will be automatically re-staked, allowing for even higher earnings. The table below is a simplified example of earnings on $100 with and without compounded interest during a 1 year period with 12% APR/APY: Month Non-compounded total: Compounded earnings: 1 101 101 2 102 102.01 3 103 103.03 4 104 104.06 5 105 105.10 6 106 106.15 7 107 107.21 8 108 108.28 9 109 109.36 10 110 110.46 11 111 111.56 12 112 112.68 After 12 months of staking, regular 12% APR would increase your initial $100 to $112. With compounded interest (APY), the end amount would be $112,68. Compounded earnings end up yielding a slightly higher amount. There is no reason not to put all your assets to work, so if you have a choice always stake with compounded interest. Some exchanges also use “auto-add” or similar terminology for compounding.

Can I trade funds while staking?

You need to own assets in order to earn money with staking. Therefore, you can’t trade them if the funds are committed to staking or earn programs. Depending on exchange’s terms and specific coin, you may need to “lock” your funds for certain period in order to earn passive income from staking. This can be anywhere from 24 hours, a week, and up to a month or longer. In case you decide to lock your funds, you will not be able to trade them meanwhile, or you may have to pay penalties or forego earnings if you decide to withdraw early. Lots of staking programs are “flexible”, meaning you can withdraw and trade your funds at any time without any penalties, and you get to keep any extra earnings accumulated while staking.

Are there risks to staking?

On-chain staking with personal crypto wallets often carries some risk. Staking on exchanges typically yields lower interest rates, but has much less risk involved. There is always risk to holding any crypto assets on centralized exchanges, but our website only lists the most reputable ones that are sure to keep your funds safe. That being said, there are always risks of an exchange getting hacked, or becoming illiquid. You should always understand all potential risks of investing into crypto. Otherwise, staking carries the same risk as holding the asset in spot. Most exchanges have user protection funds or insurance funds, which will guarantee the safety of staked funds and accumulated interest in extreme cases.

Are there minimum amounts for staking?

Technically most staking will require at least $10-$20 in an asset in order to stake them, so yes there are minimum amounts. You can begin earning passive income with staking with any portfolio size. Some exchanges may offer different percentage yields depending on the amount of cryptoassets you wish to stake. For example, they may offer 60% APY for up to $100,000, but only 3% if you stake more than $100,000.

Can I earn passive income with stablecoins like USDT?

Most exchanges with staking and earn programs will also have staking for USDT, USDC, TUSD, or other stablecoins. APR on stablecoins is rarely above 5%, and often much lower, making them less than ideal for passive earnings unless you hold significant amounts. Find exchanges with best stablecoin APYs

What’s the best crypto exchange for staking?

Bitrue is currently the best exchange for staking, with over 100 assets available. Most of them with 20% APYs, which is frequently higher than other exchanges. All are flexible staking assets too, meaning you can stop staking at any time, and get your accumulated interest without any penalties or delays. Kraken is currently the second best exchange for staking. It offers around 30 popular assets for staking, including Solana, Cardano, Ethereum, Polkadot, Cosmos, Polygon and more. APRs range from 2-20% depending on asset and timeframe. Kraken has been operating since 2013, and Bitrue since 2018. These are both reliable and trusted exchanges in the market. They are suitable for safe long-term spot holdings, and earning extra money on your crypto holdings by staking them. That being said, you should never put all your eggs in one basket, so consider signing up for multiple exchanges and spread your portfolio.

What is impermanent loss?

Impermanent loss isn’t really relevant to staking on centralized exchanges. Impermanent loss refers to the potential loss in net value because of the price difference between two assets. Impermanent loss occurs on decentralized exchanges when the value of staked assets in a liquidity pool fluctuates, resulting in lower returns compared to simply holding the assets. It happens because automated market makers adjust prices to balance liquidity, potentially causing losses when assets are withdrawn. If that's confusing, suffice it to say that staking crypto on centralized exchanges has no impermanent loss.

Does staking qualify me for airdrops?

Off-chain staking (on centralized exchanges) generally does not qualify you for any airdrops or new tokens. But, there are exceptions. If you use flexible staking, you can withdraw your assets at any time and re-stake them on-chain to qualify for airdrops. You can also take a look at our list of exchanges with airdrops & launchpads to see where you may be able to get frequent airdrops by staking.

Crypto Exchanges with Staking & Earn

Read Review

Link bonus:

: 20%

: $10,000

#1 OKX

4.7/5

One of the largest exchanges – Reliable and safe – Top tier Web3 wallet – Inscriptions & NFT marketplace – Good APY for flexible staking – Low fees – Up to $10,000 welcome rewards

: 300+

: 2017

: ₿ 28,892

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.08%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.01%
Futures Taker Fee: 0.05%

Additional 20% fee discount when using our referral signup link.

Additional $10,000 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 1.50% to 2.49%
EUR: No fee
SWIFT: No fee

View all deposit & withdraw fees

Safety

Exchange launched in 2017

Number of users: 18 million

Proof of Reserves

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 300

Last 24h trade volume (in BTC): 28,892

Read Review

Link bonus:

: 20%

: $6,666

#2 Gate.io

4.7/5

Supports wire and card deposits – Fiat withdrawals – Over $6,500 in welcome rewards – Crypto ATM card – 500+ altcoins for staking – Over 2,000 altcoins listed for trading – Excellent Web3 wallet – Inscriptions marketplace – Lowest fees

: 2,200+

: 2018

: ₿ 23,881

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

Demo trading

Crypto ATM cards

Recurring & scheduled buy

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.015%
Futures Taker Fee: 0.05%

Additional 20% fee discount when using our referral signup link.

Additional $6,666 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 2.8%
EUR: 3%

View all deposit & withdraw fees

Safety

Exchange launched in 2018

Number of users: 20 million

Licenses & registrations: 8

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 2200

Last 24h trade volume (in BTC): 23,881

High trading volume

High liquidity

Read Review

Link bonus:

: 10%

: $30,000

#3 Bybit

4.7/5

Cheap fiat deposits and withdrawals – Beginner friendly with quick purchase and convert – Solid amount of quality mid-cap altcoins – $30,000 in signup bonuses – Reliable and trusted since 2018

: 700+

: 2018

: ₿ 28,312

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

Demo trading

Crypto ATM cards

Recurring & scheduled buy

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Stocks, Commodities & Forex

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.055%

Additional 10% fee discount when using our referral signup link.

Additional $30,000 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 1.10% EU, 2.70%-3.05% Non-EU
EUR: 0.19% (€1 min.)
SWIFT: 0.51% (min. €15)

View all deposit & withdraw fees

Safety

Exchange launched in 2018

Number of users: 50 million

Licenses & registrations: 6

Proof of Reserves

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 700

Last 24h trade volume (in BTC): 28,312

High trading volume

High liquidity

Read Review

Link bonus:

: 10%

: $100

#4 Binance

4.8/5

World’s biggest exchange by volume – High liquidity on all trading pairs – Trading fee discounts with native token – Cheap fiat deposits – Reliable and trusted

: 400+

: 2017

: ₿ 185,258

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

Demo trading

Recurring & scheduled buy

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.05%

Additional 10% fee discount when using our referral signup link.

Additional $100 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 2%
USD: $1 (US only)
EUR: €0.3 to max. €1
SWIFT: Min. €0.5, max. 1.2%

View all deposit & withdraw fees

Safety

Exchange launched in 2017

Number of users: 266 million

Insurance fund: 1.0 billion USD

Licenses & registrations: 21

Proof of Reserves

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 400

Last 24h trade volume (in BTC): 185,258

High trading volume

High liquidity

Read Review

Link bonus:

: 10%

: $8,201

#5 KuCoin

4.4/5

Easy fiat deposits and withdrawals – Fee discounts for native token holders – Large selection of low-cap altcoins – beginner friendly interface – Savings & staking platform for earning interest on idle spot holdings

: 800+

: 2017

: ₿ 10,393

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

Demo trading

Crypto ATM cards

Recurring & scheduled buy

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.06%

Additional 10% fee discount when using our referral signup link.

Additional $8,201 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 5%
EUR: €1

View all deposit & withdraw fees

Safety

Exchange launched in 2017

Number of users: 38 million

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 800

Last 24h trade volume (in BTC): 10,393

High trading volume

Read Review

Link bonus:

: $200

#6 CEX.IO

4.1/5

Very beginner friendly – Bank transfer, card, Google Pay, Apple Pay, PayPal and other fiat deposits & withdrawals – Staking and savings – Crypto debit card – Available in US and licensed in over 30 states – Safe and trusted

: 150+

: 2013

: ₿ 228

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

Demo trading

Crypto ATM cards

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.15%
Spot Taker Fee: 0.25%

Additional $200 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 0.49% — 4.99% + service charge
USD: $2.99
EUR: €2.99
SWIFT: 0.1%, min $10/€10/£10

View all deposit & withdraw fees

Safety

Exchange launched in 2013

Number of users: 15 million

No Proof of Reserves

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 150

Last 24h trade volume (in BTC): 228

Read Review

Link bonus:

: 20%

#7 HTX

4.5/5

One of the oldest exchanges considered reliable and safe – Varied fiat deposits and withdrawals on P2P market – Flexible and fixed staking with 30+ assets and good APY – Easy to use – Very low fees

: 700+

: 2013

: ₿ 23,135

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.2%
Spot Taker Fee: 0.2%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.06%

Additional 20% fee discount when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 1.40% + $0.75
USD: 0% - 1.5%
EUR: 0.15% + 1 EUR

View all deposit & withdraw fees

Safety

Exchange launched in 2013

Number of users: 47 million

Licenses & registrations: 5

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 700

Last 24h trade volume (in BTC): 23,135

Read Review

Link bonus:

: $3,000

#8 BitMart

3.6/5

Registered and available in US – Direct fiat deposits through cards – 3rd party fiat deposit & withdraw with bank transfers and cards – Lots of staking & savings assets – $3,000 welcome bonus

: 1,150+

: 2018

: ₿ 11,070

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

No KYC

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.09%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.06%

Additional $3,000 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 5%

View all deposit & withdraw fees

Safety

Exchange launched in 2018

Number of users: 9 million

Proof of Reserves

Highly regulated

Volume & Altcoins

Number of altcoin pairs: 1150

Last 24h trade volume (in BTC): 11,070

Read Review

Link bonus:

: 10%

#9 XT.com

3.7/5

Average volume but good liquidity – Many fiat deposit gateways including cards, Google Pay, Apple Pay – Lots of good small market cap altcoins – Optional KYC – Good staking yields

: 900+

: 2018

: ₿ 11,652

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

No KYC

Demo trading

Crypto ATM cards

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.2%
Spot Taker Fee: 0.2%
Futures Maker Fee: 0.04%
Futures Taker Fee: 0.06%

Additional 10% fee discount when using our referral signup link.

Fiat deposit fees:

View all deposit & withdraw fees

Safety

Exchange launched in 2018

Number of users: 3 million

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 900

Last 24h trade volume (in BTC): 11,652

Read Review

Link bonus:

: 6%

#10 Bitfinex

3.4/5

Old and reliable – Aimed for professional traders more than beginner investors – Credit/debit card deposits – Bank transfer deposits and withdrawals – Basic staking

: 150+

: 2012

: ₿ 1,012

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.2%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.065%

Additional 6% fee discount when using our referral signup link.

Fiat deposit fees:

USD: 0.1% (min. $60)
EUR: €5
GBP: £5

View all deposit & withdraw fees

Safety

Exchange launched in 2012

Proof of Reserves

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 150

Last 24h trade volume (in BTC): 1,012

Read Review

Link bonus:

: $8,000

#11 MEXC

3.7/5

Easy buys with cards or bank transfers – Up to $8,000 in signup bonuses – Frequent large trading competitions – Very low trading fees – No mandatory KYC – Massive selection of low-cap altcoins

: 2,900+

: 2018

: ₿ 25,138

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

No KYC

Demo trading

Crypto ATM cards

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.05%
Spot Taker Fee: 0.05%
Futures Maker Fee: 0.01%
Futures Taker Fee: 0.04%

Additional $8,000 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 2%
EUR: €1.25

View all deposit & withdraw fees

Safety

Exchange launched in 2018

Number of users: 30 million

Insurance fund: 470 million USD

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 2900

Last 24h trade volume (in BTC): 25,138

Read Review

Link bonus:

: $6,200

#12 Bitget

4.0/5

Lots of interest-earning assets available for staking and savings – Up to $6,200 bonus for new users – Quick convert for beginner traders – Large amount of cheap altcoins not listed on other exchanges

: 800+

: 2018

: ₿ 26,020

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

Demo trading

Crypto ATM cards

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.06%

Additional $6,200 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 1.8%
EUR: 0% or 0.5%

View all deposit & withdraw fees

Safety

Exchange launched in 2018

Number of users: 45 million

Insurance fund: 640 million USD

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 800

Last 24h trade volume (in BTC): 26,020

Read Review

Link bonus:

: 5%

: $5,125

#13 BingX

3.8/5

Over $5,000 bonuses for new users – Trade Apple, Netflix, Microsoft, Tesla and other stocks – Trade SPX, NASDAQ, and other indices – Trade commodities like gold or silver – No crypto withdrawal fees – Great selection of low-cap altcoins – No mandatory KYC

: 850+

: 2018

: ₿ 2,673

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

No KYC

Demo trading

Crypto ATM cards

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Stocks, Commodities & Forex

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.05%

Additional 5% fee discount when using our referral signup link.

Additional $5,125 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 3.8%
EUR: No fee
SWIFT: No fee

View all deposit & withdraw fees

Safety

Exchange launched in 2018

Number of users: 20 million

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 850

Last 24h trade volume (in BTC): 2,673

Read Review

Link bonus:

: 10%

: $100

#14 CoinEx

3.3/5

Quick swap and recurring buys – Many fiat deposit & withdrawal gateways – Large amount of altcoins – Optional identity checks – Very low trading fees

: 1,200+

: 2017

: ₿ 2,149

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

No KYC

Demo trading

Recurring & scheduled buy

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.2%
Spot Taker Fee: 0.2%
Futures Maker Fee: 0.03%
Futures Taker Fee: 0.05%

Additional 10% fee discount when using our referral signup link.

Additional $100 signup bonus when using our referral signup link.

Fiat deposit fees:

View all deposit & withdraw fees

Safety

Exchange launched in 2017

Number of users: 10 million

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 1200

Last 24h trade volume (in BTC): 2,149

Read Review

Link bonus:

: $1,000

#15 Bitrue

3.3/5

Fiat deposits through cards and bank transfers – Very high yields for many coins on flexible staking – High volume & operating since 2018 – Up to $1,000 in welcome bonuses

: 700+

: 2018

: ₿ 4,933

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

Demo trading

Recurring & scheduled buy

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.098%
Spot Taker Fee: 0.098%
Futures Maker Fee: 0.038%
Futures Taker Fee: 0.07%

Additional $1,000 signup bonus when using our referral signup link.

Fiat deposit fees:

View all deposit & withdraw fees

Safety

Exchange launched in 2018

No Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 700

Last 24h trade volume (in BTC): 4,933

Read Review

Link bonus:

: $50

#16 Crypto.com

4.0/5

Great for beginners – Easy deposits with cards or bank transfers – Debit Visa with cashback rewards – Highly regulated and reliable – Staking – Gift cards

: 350+

: 2019

: ₿ 22,669

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

Demo trading

Crypto ATM cards

Recurring & scheduled buy

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Stocks, Commodities & Forex

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.25%
Spot Taker Fee: 0.50%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.04%

Additional $50 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 1.49%
USD: No fee
EUR: No fee
GBP: No fee
SWIFT: No fee

View all deposit & withdraw fees

Safety

Exchange launched in 2019

Number of users: 100 million

Licenses & registrations: 33

Proof of Reserves

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 350

Last 24h trade volume (in BTC): 22,669

Read Review

Link bonus:

: 15%

: $75

#17 LBank

3.3/5

Operating since 2015 – Good amount of altcoins – Easy card purchases through 7 different merchants – Deposits with bank transfers, Google Pay and Apple Pay

: 650+

: 2015

: ₿ 17,259

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

No KYC

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.2%
Spot Taker Fee: 0.2%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.06%

Additional 15% fee discount when using our referral signup link.

Additional $75 signup bonus when using our referral signup link.

Fiat deposit fees:

View all deposit & withdraw fees

Safety

Exchange launched in 2015

Number of users: 15 million

No Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 650

Last 24h trade volume (in BTC): 17,259

Read Review

Link bonus:

: 20%

: $200

#18 CoinW

3.0/5

Prepaid virtual Visa available for nearly all countries – 3rd party fiat deposits and withdrawals – Non-mandatory KYC – Good number of altcoins on spot

: 400+

: 2017

: ₿ 19,329

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

No KYC

Demo trading

Crypto ATM cards

Recurring & scheduled buy

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.2%
Spot Taker Fee: 0.2%
Futures Maker Fee: 0.04%
Futures Taker Fee: 0.06%

Additional 20% fee discount when using our referral signup link.

Additional $200 signup bonus when using our referral signup link.

Fiat deposit fees:

View all deposit & withdraw fees

Safety

Exchange launched in 2017

Number of users: 7 million

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 400

Last 24h trade volume (in BTC): 19,329

Read Review

#19 Kraken

3.8/5

Lucrative staking with high yields on idle spot assets – Sleek trading interface with beginner and pro versions – One of the oldest crypto exchanges – Available to most US users

: 350+

: 2013

: ₿ 10,246

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.25%
Spot Taker Fee: 0.40%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.05%

Fiat deposit fees:

Visa/Mastercard: 3.75% + €0.25
USD: Free
EUR: Free in EU, €3 worldwide
SWIFT: $3 CAD, USD or GBP, 0.75 CHF

View all deposit & withdraw fees

Safety

Exchange launched in 2013

Number of users: 15 million

Licenses & registrations: 14

Proof of Reserves

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 350

Last 24h trade volume (in BTC): 10,246

Read Review

#20 Coinbase

3.5/5

Considered the best and easiest fiat gateway – Good for beginners – High fees unsuitable for frequent traders – Available in most countries – Debit spending cards

: 280+

: 2012

: ₿ 28,446

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

Demo trading

Crypto ATM cards

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.6%
Spot Taker Fee: 1.20%
Futures Maker Fee: 0.4%
Futures Taker Fee: 0.6%

Fiat deposit fees:

Visa/Mastercard: 3.99%
USD: Free
EUR: €0.15
SWIFT: GBP free

View all deposit & withdraw fees

Safety

Exchange launched in 2012

Number of users: 100 million

Licenses & registrations: 55

Proof of Reserves

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 280

Last 24h trade volume (in BTC): 28,446

High trading volume

High liquidity

Read Review

Link bonus:

: $2,126

#21 Pionex

3.1/5

Zero fee bank transfer deposits for EUR, GBP, BRL – 40+ staking assets – Excellent trading interface – Good for beginners – 16 free trading bots – Low trading fees

: 350+

: 2019

: ₿ 27,832

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

No KYC

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.05%
Spot Taker Fee: 0.05%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.05%

Additional $2,126 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 1.2% EEA, 2.6%-2.8% other countries
EUR: Free

View all deposit & withdraw fees

Safety

Exchange launched in 2019

Number of users: 5 million

No Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 350

Last 24h trade volume (in BTC): 27,832

Read Review

Link bonus:

: 10%

: $1,000

#22 Poloniex

3.3/5

Bank transfer & card deposits and withdrawals – P2P marketplace – Good staking yields – Optional KYC – Low liquidity – Very few futures trade pairs

: 650+

: 2014

: ₿ 9,572

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdrawals

P2P market

Mobile App

No KYC

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.2%
Spot Taker Fee: 0.2%
Futures Maker Fee: 0.015%
Futures Taker Fee: 0.05%

Additional 10% fee discount when using our referral signup link.

Additional $1,000 signup bonus when using our referral signup link.

Fiat deposit fees:

View all deposit & withdraw fees

Safety

Exchange launched in 2014

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 650

Last 24h trade volume (in BTC): 9,572

Read Review

Link bonus:

: 5%

: $5,000

#23 BloFin

3.1/5

Aimed at futures traders – High volume – Up to $5,000 in deposit and trade bonuses – No mandatory KYC

: 350+

: 2023

: ₿ 11,325

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdrawals

P2P trading

Mobile App

No KYC

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.06%

Additional 5% fee discount when using our referral signup link.

Additional $5,000 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 4%
EUR: €1

View all deposit & withdraw fees

Safety

Exchange launched in 2023

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 350

Last 24h trade volume (in BTC): 11,325

Read Review

Link bonus:

: $8,800

#24 Phemex

3.2/5

Up to $8,800 welcome rewards for new users – P2P marketplace – Has fiat deposits and withdrawals – Demo trading and quick convert suitable for beginner traders – Optional KYC

: 400+

: 2019

: ₿ 1,167

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

No KYC

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.01%
Futures Taker Fee: 0.06%

Additional $8,800 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 0.8% - 3.5%
USD: 0.08% to 2%
EUR: 0.08% to 2%
GBP: 0.08% to 2%
SWIFT: 0.08% to 2%

View all deposit & withdraw fees

Safety

Exchange launched in 2019

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 400

Last 24h trade volume (in BTC): 1,167

Read Review

Link bonus:

: $5,000

#25 Tapbit

2.7/5

Up to $5,000 in bonuses for new users – 3rd party deposits and withdrawals – Available in most territories including US & Canada – No KYC requirements

: 400+

: 2022

: ₿ 10,526

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

No KYC

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.06%

Additional $5,000 signup bonus when using our referral signup link.

Fiat deposit fees:

View all deposit & withdraw fees

Safety

Exchange launched in 2022

Insurance fund: 40 million USD

Licenses & registrations: 3

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 400

Last 24h trade volume (in BTC): 10,526

Read Review

Link bonus:

: $50

#26 LATOKEN

2.7/5

Vast list of low-cap altcoins – Often the first exchange to list new tokens – Only spot trading – No fiat withdrawals – No bank transfer deposits – Frequent airdrops & giveaways

: 950+

: 2017

: ₿ 6,564

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdrawals

P2P trading

Mobile App

No KYC

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.49%
Spot Taker Fee: 0.49%

Additional $50 signup bonus when using our referral signup link.

Fiat deposit fees:

View all deposit & withdraw fees

Safety

Exchange launched in 2017

Number of users: 1.5 million

No Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 950

Last 24h trade volume (in BTC): 6,564

Staking, savings or earn programs are financial products available on some exchanges which allow you to earn daily interest on your cryptocurrency holdings.

Staking typically has no fees, and all you have to do is transfer or mark your spot holdings for staking in order to start earning passive income on your crypto.

Staking is aimed for long-term spot holders who do not intend to frequently trade with their digital currency.

Staking FAQs:

How much can I earn with staking?

This depends on each individual exchange and currency. Larger exchanges such as Binance or Bybit typically have 1-5% yearly interest on most assets. Mid-sized exchanges sometimes have up to 20% APY or APR (yearly interest), even on popular high market cap assets.

On top of that, exchanges will sometimes run time-limited promotional events with up to 100% APR. These typically do not last longer than a week or month.
Is there a difference between APY vs APR?
- APR stands for annual percentage rate. It represents interest rate in one year.
- APY stands for annual percentage yield. It represents interest in one year but with compounding.
The main difference between APR and APY lies in how they account for compounding.

While APR provides a simple annualized interest rate without considering compounding, APY factors in compounding to give a more accurate representation of the actual rate of return earned on an investment over time.

Therefore, APY is typically higher than APR for investments that involve compounding, reflecting the additional earnings generated through reinvested interest.

Auto-compounding is a term you will see on some exchanges related to their earn/staking programs. Auto-compounding means that any interest you gain on your staked crypto will be automatically re-staked, allowing for even higher earnings.

The table below is a simplified example of earnings on $100 with and without compounded interest during a 1 year period with 12% APR/APY:

Month	Non-compounded total:	Compounded earnings:
1	101	101
2	102	102.01
3	103	103.03
4	104	104.06
5	105	105.10
6	106	106.15
7	107	107.21
8	108	108.28
9	109	109.36
10	110	110.46
11	111	111.56
12	112	112.68

After 12 months of staking, regular 12% APR would increase your initial $100 to $112. With compounded interest (APY), the end amount would be $112,68.

Compounded earnings end up yielding a slightly higher amount. There is no reason not to put all your assets to work, so if you have a choice always stake with compounded interest. Some exchanges also use “auto-add” or similar terminology for compounding.

Can I trade funds while staking?

You need to own assets in order to earn money with staking. Therefore, you can’t trade them if the funds are committed to staking or earn programs.

Depending on exchange’s terms and specific coin, you may need to “lock” your funds for certain period in order to earn passive income from staking. This can be anywhere from 24 hours, a week, and up to a month or longer. In case you decide to lock your funds, you will not be able to trade them meanwhile, or you may have to pay penalties or forego earnings if you decide to withdraw early.

Lots of staking programs are “flexible”, meaning you can withdraw and trade your funds at any time without any penalties, and you get to keep any extra earnings accumulated while staking.
Are there risks to staking?

On-chain staking with personal crypto wallets often carries some risk. Staking on exchanges typically yields lower interest rates, but has much less risk involved.

There is always risk to holding any crypto assets on centralized exchanges, but our website only lists the most reputable ones that are sure to keep your funds safe.

That being said, there are always risks of an exchange getting hacked, or becoming illiquid. You should always understand all potential risks of investing into crypto.

Otherwise, staking carries the same risk as holding the asset in spot. Most exchanges have user protection funds or insurance funds, which will guarantee the safety of staked funds and accumulated interest in extreme cases.
Are there minimum amounts for staking?

Technically most staking will require at least $10-$20 in an asset in order to stake them, so yes there are minimum amounts. You can begin earning passive income with staking with any portfolio size.

Some exchanges may offer different percentage yields depending on the amount of cryptoassets you wish to stake. For example, they may offer 60% APY for up to $100,000, but only 3% if you stake more than $100,000.
Can I earn passive income with stablecoins like USDT?

Most exchanges with staking and earn programs will also have staking for USDT, USDC, TUSD, or other stablecoins. APR on stablecoins is rarely above 5%, and often much lower, making them less than ideal for passive earnings unless you hold significant amounts.

Find exchanges with best stablecoin APYs
What’s the best crypto exchange for staking?

Bitrue is currently the best exchange for staking, with over 100 assets available. Most of them with 20% APYs, which is frequently higher than other exchanges. All are flexible staking assets too, meaning you can stop staking at any time, and get your accumulated interest without any penalties or delays.

Kraken is currently the second best exchange for staking. It offers around 30 popular assets for staking, including Solana, Cardano, Ethereum, Polkadot, Cosmos, Polygon and more. APRs range from 2-20% depending on asset and timeframe.

Kraken has been operating since 2013, and Bitrue since 2018. These are both reliable and trusted exchanges in the market. They are suitable for safe long-term spot holdings, and earning extra money on your crypto holdings by staking them. That being said, you should never put all your eggs in one basket, so consider signing up for multiple exchanges and spread your portfolio.
What is impermanent loss?

Impermanent loss isn’t really relevant to staking on centralized exchanges. Impermanent loss refers to the potential loss in net value because of the price difference between two assets.

Impermanent loss occurs on decentralized exchanges when the value of staked assets in a liquidity pool fluctuates, resulting in lower returns compared to simply holding the assets. It happens because automated market makers adjust prices to balance liquidity, potentially causing losses when assets are withdrawn.

If that's confusing, suffice it to say that staking crypto on centralized exchanges has no impermanent loss.
Does staking qualify me for airdrops?

Off-chain staking (on centralized exchanges) generally does not qualify you for any airdrops or new tokens. But, there are exceptions. If you use flexible staking, you can withdraw your assets at any time and re-stake them on-chain to qualify for airdrops.

You can also take a look at our list of exchanges with airdrops & launchpads to see where you may be able to get frequent airdrops by staking.

Best staking exchanges for popular assets

We did a lot of research to find the highest yielding exchanges for staking USDT, Bitcoin, Ethereum, and many other coins and tokens.

Be sure to check our staking APY comparisons if you hold any of the following assets:

Many of these coins have up to 20% APY, providing you with substantial gains with no risk, trading knowledge or effort required.

Crypto Exchanges with Staking & Earn

Sort by:

Latest News

Trading Competitions

Promotional Events

Guides & Info

Active filters:

#1 OKX

#2 Gate.io

#3 Bybit

#4 Binance

#5 KuCoin

#6 CEX.IO

#7 HTX

#8 BitMart

#9 XT.com

#10 Bitfinex

#11 MEXC

#12 Bitget

#13 BingX

#14 CoinEx

#15 Bitrue

#16 Crypto.com

#17 LBank

#18 CoinW

#19 Kraken

#20 Coinbase

#21 Pionex

#22 Poloniex

#23 BloFin

#24 Phemex

#25 Tapbit

#26 LATOKEN

Staking FAQs:

Best staking exchanges for popular assets

Latest related news: