XT.com

Launched in
2018
Headquartered in
Seychelles
Users
3 million
Trust Score
7/10  (world's #50 CEX)
Proof of Reserves
Published
Identity verification
Not mandatory
24H Trading Volume
11,652
Altcoins listed
900+

Bybit users will feel right at home on XT. A familiar interface, but with lower fees and no identity verification requirements make XT an excellent alternative to Bybit exchange.

Perhaps not just an alternative, though, but a serious contender. Multiple fiat deposit gateways let you easily convert local currency into crypto. You can also use the peer-to-peer marketplace to purchase crypto with Revolut, Skrill, Neteller, Wise, Payeer, Zen, and other payment methods and services.

XT also offers very good staking yields on a lot of popular digital assets. To top it all off, signing up through our referral link gives you a permanent 20% fee discount.

XT.com Features Overview:

  • Deposits: Cryptocurrency Bank cardsBank transfers
  • Beginner trading: Spot tradingDemo tradingMobile appCopytrading
  • Advanced trading: MarginFutures & leverageOptionsTraditional marketsTrading bots
  • Financial services: Fiat withdrawalsDebit ATM cardsCrypto loansP2P tradingStaking & Earn
  • Other features: Optional KYCSubaccountsLow trading feesNFT marketplace

XT.com Fees:

 Fiat Deposit & Withdraw
 Crypto Trading
 Bonuses & Fee Discounts

You can deposit fiat (local currency) to XT.com with these integrated 3rd party payment providers.

Integrated fiat gateways:

Payment MethodDeposit FeeWithdrawal Fee
Visa/Mastercard Visa/Mastercard3.5%3.5% + 3 USD
SEPA Transfers (EU/EUR) SEPA Transfers (EU/EUR)0% Not available
SWIFT Transfers (International) SWIFT Transfers (International) Not available0.5% + 25 USD

More about Volet

Payment MethodDeposit FeeWithdrawal Fee
Visa/Mastercard Visa/Mastercard5% (min. 10 USD)3.5% (min. 10 USD)
ACH Transfers (US/USD) ACH Transfers (US/USD)3.5% (min. 10 USD) Not available
SEPA Transfers (EU/EUR) SEPA Transfers (EU/EUR)3.5% (min. 10 EUR)3.5% (min. 10 USD)
Google Pay Google Pay5% (min. 10 USD) Not available
Apple Pay Apple Pay5% (min. 10 USD) Not available

More about Simplex

Payment MethodDeposit FeeWithdrawal Fee
Visa/Mastercard Visa/Mastercard4.5%4.5%
SEPA Transfers (EU/EUR) SEPA Transfers (EU/EUR)1%1%
Google Pay Google Pay4.5%4.5%
Apple Pay Apple Pay4.5%4.5%
PayPal PayPal4.5%3.4%

More about MoonPay

Payment MethodDeposit FeeWithdrawal Fee
Visa/Mastercard Visa/Mastercard1.99% Not available
SEPA Transfers (EU/EUR) SEPA Transfers (EU/EUR)0%0% (5% spread)
Other Bank Transfers Other Bank Transfers0% - 1.50%0% (5% spread)
Google Pay Google Pay1.99% Not available
Apple Pay Apple Pay1.99% Not available

More about Banxa

Payment MethodDeposit FeeWithdrawal Fee
Visa/Mastercard Visa/Mastercard3.95%3.95% (min. €4)
SEPA Transfers (EU/EUR) SEPA Transfers (EU/EUR)3.95% Not available
Other Bank Transfers Other Bank Transfers3.95% Not available
Google Pay Google Pay3.95% Not available
Apple Pay Apple Pay3.95% Not available
Revolut Pay Revolut Pay3.95% Not available

Mercuryo may charge an additional 1% currency spread. This price spread is typically included with fees in the table above.

More about Mercuryo

 XT.com also has ATM cards in select regions for easy cashing out and spending cryptocurrency.

Supported fiat currencies: USD, EUR, GBP, BRL, NGN, ... (90+).

All cryptocurrency deposits to XT.com are free of deposit fees.

Crypto to crypto trading fees (default):

Market  Minimum fee (Maker)  Maximum fee (Taker) 
Spot0.2%0.2%
Futures0.04%0.06%
Low fees
Average fees
High fees
 Compare fees on all exchanges

 Additional referral fee discount: 10% (Signup via this link) - not calculated in table above!

Spot trading fees:

  • 0.2% maker and taker
  • Additional spot discounts based on volume starting at only $5000 over 30 days (0.18%)

Futures trading fees:

  • Maker: 0.04%
  • Taker: 0.06%
  • Volume fee discounts starting at $200,000 per 30 days.

Fee discount:

Signing up through our link and as our referral gives you a permanent 10% fee discount.

 Fees on XT.com website

Zero downsides, only benefits. Simply use this link or the following code during signup on XT.com:

MHM5AU

10% reduced trading fees with this referral code.

  • Referral, signup, or invitation code must be used during signup/registration process. These codes are also automatically added to exchange signup links on our site.
  • There are never any downsides to using referral codes. Benefits can include fee discounts, deposit bonuses, cash rewards, access to exclusive events or trading competitions, or other advantages.
  • The referral codes allow exchanges to properly attribute users and distribute rewards, bonuses, or fee discounts based on disclosed affiliate relationships. No personal data is ever shared with us.

XT.com Available & Restricted Countries:

 Available Countries
 Restrictions

XT.com is available in 224 countries and territories.

XT.com is not available in 10 countries:

Canada, China, Cuba, Indonesia, North Korea, Singapore, Sudan, Syria, United States, Venezuela.

XT.com does not enforce KYC (know-your-customer) policies on accounts, so trading with VPNs in unsupported countries may be possible. We always recommend using CEXs legally available in your jurisdiction.

See our list of countries to find exchanges available in your territory, or view all exchanges without KYC policy enforcement.

Pros

  • Multiple fiat deposit gateways including credit cards, Google & Apple Pay, Advcash, and more.
  • P2P trading for buying crypto with Revolut, Skrill, Neteller, Wise, Payeer, Zen, and many other methods.
  • Many assets for staking, some with very high yields.
  • Familiar interface to Bybit users.
  • Lots of small-cap altcoins.
  • Prepaid MasterCard available in nearly all countries.

Cons

  • Lower volume compared to top tier exchanges.
  • No fee discounts for using native token.
  • No signup rewards aside from our referral fee discount.

About XT.com

XT.COM, established in Seychelles in 2018, operates as the world’s pioneer social-infused exchange with its headquarters situated in Dubai. Boasting a global user base exceeding 6 million registered users and more than 40 million ecosystem participants, XT.COM has emerged as a dominant player in the crypto space. XT.COM offers a comprehensive suite of services, including exchange trading, OTC trading, margin trading, ETH2.0, contracts, and fiat-to-crypto transactions.

Founded by CEO Albin Warin, XT.COM stands as a testament to innovation and reliability in the cryptocurrency space. With over 550+ high-quality tokens and 800+ trading pairs, including leading assets like BTC, ETH, SOL, and BNB, XT.COM caters to the diverse needs of traders worldwide, This exchange also offers support in multiple languages such as Chinese, English, Korean, Japanese, and more.

The exchange’s robust features include an advanced API, an efficient matching engine capable of processing up to 1 million transactions per second, and various order types to suit traders’ preferences. Additionally, XT.COM provides high liquidity, supporting daily trading volumes nearing $1 billion USD, and offers margin trading with leverage of up to 20x.

One of XT.COM’s standout features is its commitment to user security and satisfaction. The platform implements rigorous security measures, including DDoS attack protection and a three-private-key security structure, ensuring the safety of user accounts and assets stored in cold wallets. XT.COM also prioritizes data integrity and offers a user-friendly interface across its Windows, Android, and iOS applications.

Since its inception, XT.COM has grown exponentially, serving millions of users globally and earning a reputation for its commitment to security, reliability, and innovation in the digital asset trading landscape.

Staking on XT

Staking on XT has impressive yields on many popular assets. XT can be an excellent exchange for holding spot assets such as:

  • AVAX – up to 10.09% APR
  • SOL – up to 7.99% APR
  • NEAR – up to 12.90% APR
  • ADA – up to 4.60% APR
  • DOT – up to 17.90% APR

Many more crypto tokens are available, both with flexible and fixed duration.

KYC requirements

XT does not currently enforce mandatory KYC on customer accounts. Without identity verification you can withdraw up to $50,000 USD per day.

Features Score: 70 / 100
3.7
Total Rating: Very Good

Review Score Breakdowns:

User Friendly
 

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

No KYC

Demo trading

Crypto ATM cards

Decentralized wallet

Features
 

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees
 

Trading fees:

  • Spot Maker Fee: 0.2%
  • Spot Taker Fee: 0.2%
  • Futures Maker Fee: 0.04%
  • Futures Taker Fee: 0.06%

Additional 10% fee discount when using our referral signup link.


Fiat deposit fees:

View all deposit & withdraw fees 

Safety
 

 Exchange launched in 2018

 Number of users: 3 million

Proof of Reserves

Volume & Altcoins
 

 Number of altcoin pairs: 900

 Last 24h trade volume (in BTC): 11,652

Features Score: 70 / 100
3.7
Total Rating: Very Good
Toggle feature descriptions
Beginner friendly buying
Beginner features such as fiat deposits and withdrawals, quick convert, recurring buys, demo trading.
Ease of buying and trading
How easy was it to deposit, convert fiat to crypto, and execute trades on spot market.
Interface and user experience
Usability, design and intuitivness of the interface and light and dark color schemes.
Advanced trading options
Derivatives, options, stocks, margin, trading bots and other advanced trading features.
Staking and savings
Number of available staking assets and overall yields.
Airdrops & Launchpools
Frequency, value and ease of joining various airdrops and launchpool events.
Extra financial services
Crypto debit cards, fiat withdrawals, loans, P2P marketplace.
Trading fees
Competitiveness of trading fees compared to other exchanges, including discounted rates with our referral bonuses.
Volume and liquidity
Overall volume, liquidity and spreads on spot and derivatives markets.
Altcoins selection
Number and selection of listed altcoin trading pairs.
Regulatory compliance
Regulatory approvals, licenses, certificates and compliance with various agencies and institutions.
Reputation and reliability
Overall reputation of the exchange, user feedback and reviews, social media sentiment, trust and transparency.
Asset safety and trust
Use of cold wallet storage and multi-signature, user protection funds, proof of reserves, security audits, and other safety and insurance measures.
Account security
Availability of various account security features such as 2FA, anti-phishing codes, hardware keys, withdrawal or trading passwords.
Other products & services
NFT marketplaces, copytrading, subaccounts, gift cards, trading competitions and other features.
Mobile App
Usability, update freqency, platforms, design and ease of trading via the mobile app.
Decentralized Wallet
Decentralized self-custody wallet usability, operating systems, number of assets and blockchain networks supported, DeFi options and more.
Education and learning
Learning and news resources on the website, including instructional videos, articles, knowledge bases, FAQs and help center.
Customer support
Availability and responsiveness of customer support through different channels such as email, live chat, social media, and others.
Referral and signup bonuses
Benefits obtained through the use of our referral codes, including discounted fees, cash bonuses and other rewards.