United States Crypto Exchanges

📋 All Exchanges List of exchanges in United States

🎓 Buying Guide How to buy crypto in United States

🏆 Best Exchanges Best CEX in United States

All United States Crypto Exchanges:

Rating: 4.8/5

#1 Binance

World’s biggest exchange by volume – High liquidity on all trading pairs – Trading fee discounts with native token – Cheap fiat deposits – Reliable and trusted

: 400+

: 2017

: 479,501

: 10%

: $100

User Friendly

Bank transfer deposits

Bank card deposits

Fiat withdraw to bank account

Mobile App

Beginner friendly features: 5

Ease of buying and trading: 5

Interface and user experience: 5

Education and learning: 5

Customer support: 5

Features

Spot trading

Futures trading

Advanced trading options: 5

Staking and savings: 5

Airdrops and launchpools: 3

Additional financial services: 5

Other products and services: 5

Decentralized wallet: 5

Fees

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.05%

Additional 10% fee discount when using our referral signup link.

Additional $100 signup bonus when using our referral signup link.

View More Fees

Safety

Exchange launched in 2017

Number of users: 240 million

Insurance fund: 1000 million

Proof of Reserves

Regulatory compliance: 5

Reputation and reliability: 5

Asset safety and trust: 5

User account security: 5

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 400

Last 24h trade volume (in BTC): 479,501

High trading volume

High liquidity

Review

Rating: 3.6/5

#2 BitMart

Registered and available in US – Fiat deposits through bank transfers and cards – No fiat withdrawals – Lots of staking & savings assets – $3,000 welcome bonus

: 1150+

: 2018

: 49,922

: $3,000

User Friendly

Bank transfer deposits

Bank card deposits

No fiat withdrawals

Mobile App

Beginner friendly features: 4

Ease of buying and trading: 4

Interface and user experience: 4

Education and learning: 4

Customer support: 4

Features

Spot trading

Futures trading

Advanced trading options: 4

Staking and savings: 4

Airdrops and launchpools: 2

Additional financial services: 1

Other products and services: 3

Fees

Spot Maker Fee: 0.09%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.06%

Additional $3,000 signup bonus when using our referral signup link.

View More Fees

Safety

Exchange launched in 2018

Proof of Reserves

Regulatory compliance: 3

Reputation and reliability: 4

Asset safety and trust: 4

User account security: 5

Highly regulated

Volume & Altcoins

Number of altcoin pairs: 1150

Last 24h trade volume (in BTC): 49,922

Review

Rating: 4.0/5

Very beginner friendly – Bank transfer, card, Google Pay, Apple Pay, PayPal and other fiat deposits & withdrawals – Staking and savings – Crypto debit card – Available in US and licensed in over 30 states – Safe and trusted

: 150+

: 2013

: 216

: $200

User Friendly

Bank transfer deposits

Bank card deposits

Fiat withdraw to bank account

Mobile App

Beginner friendly features: 5

Ease of buying and trading: 5

Interface and user experience: 4

Education and learning: 5

Customer support: 4

Features

Spot trading

No futures trading

Advanced trading options: 2

Staking and savings: 4

Airdrops and launchpools: ×

Additional financial services: 4

Fees

Spot Maker Fee: 0.15%
Spot Taker Fee: 0.25%

Additional $200 signup bonus when using our referral signup link.

View More Fees

Safety

Exchange launched in 2013

Number of users: 15 million

No Proof of Reserves

Regulatory compliance: 5

Reputation and reliability: 5

Asset safety and trust: 4

User account security: 4

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 150

Last 24h trade volume (in BTC): 216

Review

Rating: 3.9/5

#4 Gemini

Regulated and safe – No derivatives for EU, UK, US – Debit MasterCard – PayPal deposits – Nifty NFT marketplace integration

: 70+

: 2015

: 3,069

: $15

User Friendly

Bank transfer deposits

Bank card deposits

Fiat withdraw to bank account

Mobile App

Beginner friendly features: 5

Ease of buying and trading: 5

Interface and user experience: 4

Education and learning: 3

Customer support: 5

Features

Spot trading

Futures trading

Advanced trading options: 3

No staking and savings

Airdrops and launchpools: ×

Additional financial services: 4

Fees

Futures Maker Fee: 0.02%
Futures Taker Fee: 0.07%

Additional $15 signup bonus when using our referral signup link.

View More Fees

Safety

Exchange launched in 2015

Proof of Reserves

Regulatory compliance: 5

Reputation and reliability: 5

Asset safety and trust: 5

User account security: 5

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 70

Last 24h trade volume (in BTC): 3,069

Review

Rating: 3.8/5

#5 Kraken

Lucrative staking with high yields on idle spot assets – Sleek trading interface with beginner and pro versions – One of the oldest crypto exchanges – Available to most US users

: 300+

: 2013

: 27,157

User Friendly

Bank transfer deposits

No bank card deposits

Fiat withdraw to bank account

Mobile App

Beginner friendly features: 5

Ease of buying and trading: 5

Interface and user experience: 5

Education and learning: 3

Customer support: 4

Features

Spot trading

Futures trading

Advanced trading options: 2

Staking and savings: 3

Airdrops and launchpools: ×

Additional financial services: 1

Other products and services: 1

Decentralized wallet: 5

Fees

Spot Maker Fee: 0.25%
Spot Taker Fee: 0.40%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.05%

View More Fees

Safety

Exchange launched in 2013

Number of users: 13 million

Proof of Reserves

Regulatory compliance: 5

Reputation and reliability: 5

Asset safety and trust: 5

User account security: 5

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 300

Last 24h trade volume (in BTC): 27,157

Review

Rating: 3.6/5

#6 Coinbase

Considered the best and easiest fiat gateway – Good for beginners – High fees unsuitable for frequent traders – Available in most countries – Debit spending cards

: 250+

: 2012

: 91,726

User Friendly

Bank transfer deposits

Bank card deposits

Fiat withdraw to bank account

Mobile App

Beginner friendly features: 5

Ease of buying and trading: 5

Interface and user experience: 4

Education and learning: 4

Customer support: 5

Features

Spot trading

Futures trading

Advanced trading options: 3

Staking and savings: 3

Airdrops and launchpools: ×

Additional financial services: 3

Other products and services: 1

Decentralized wallet: 3

Fees

Spot Maker Fee: 0.6%
Spot Taker Fee: 1.20%
Futures Maker Fee: 0.4%
Futures Taker Fee: 0.6%

View More Fees

Safety

Exchange launched in 2012

Proof of Reserves

Regulatory compliance: 5

Reputation and reliability: 5

Asset safety and trust: 5

User account security: 5

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 250

Last 24h trade volume (in BTC): 91,726

High trading volume

High liquidity

Review

Rating: 2.7/5

#7 Bitunix

Good for basic spot and futures trading – Over $5,000 in bonuses for new signups – No fiat deposits or withdrawals – Optional KYC

: 350+

: 2021

: 52,088

: 10%

: $5,300

User Friendly

No bank transfer deposits

No bank card deposits

No fiat withdrawals

Mobile App

Beginner friendly features: 1

Ease of buying and trading: 3

Interface and user experience: 2

Education and learning: 2

Customer support: 3

Features

Spot trading

Futures trading

Advanced trading options: 2

No staking and savings

Airdrops and launchpools: ×

Fees

Spot Maker Fee: 0.08%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.06%

Additional 10% fee discount when using our referral signup link.

Additional $5,300 signup bonus when using our referral signup link.

View More Fees

Safety

Exchange launched in 2021

Number of users: 0.6 million

Proof of Reserves

Regulatory compliance: 1

Reputation and reliability: 2

Asset safety and trust: 3

User account security: 4

Volume & Altcoins

Number of altcoin pairs: 350

Last 24h trade volume (in BTC): 52,088

Review

Rating: 2.6/5

#8 Tapbit

Can trade USD/EUR forex – Up to $5,000 in bonuses for new users – Has card deposits – Available in most territories including US & Canada – No KYC requirements

: 350+

: 2022

: 18,614

: $5,000

User Friendly

Bank transfer deposits

Bank card deposits

No fiat withdrawals

Mobile App

Beginner friendly features: 3

Ease of buying and trading: 4

Interface and user experience: 3

Education and learning: 2

Customer support: 3

Features

Spot trading

Futures trading

Advanced trading options: 4

Staking and savings: 2

Airdrops and launchpools: ×

Additional financial services: 2

Other products and services: 3

Fees

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.06%

Additional $5,000 signup bonus when using our referral signup link.

View More Fees

Safety

Exchange launched in 2022

Insurance fund: 40 million

Proof of Reserves

Regulatory compliance: 1

Reputation and reliability: 3

Asset safety and trust: 3

User account security: 2

Volume & Altcoins

Number of altcoin pairs: 350

Last 24h trade volume (in BTC): 18,614

Review

There are 8 exchanges available to buy crypto in United States. All of these CEXs will let you to buy Bitcoin, Ethereum, and other cryptocurrency coins and tokens in United States.

In some cases, certain services such as margin trading, high leverage, staking, airdrops, or debit spending cards may be subject to regional availability. Use the provided filters and check each exchange to ensure the features you need are currently available in your region.

Exchanges with optional KYC are NOT listed here if they specifically exclude trading from United States. Using VPNs for crypto trading from restricted countries or regions is possible, but should be done at your own risk.

With so few exchanges available in United States, most traders are trading through VPN services on NO-KYC exchanges.

How to Buy Crypto in United States

You’ve discovered the ideal resource to learn how to buy crypto in the United States. We are about to simplify how crypto exchanges in the US work, and teach you to make safe and informed crypto purchases.

With our guide, you will own your first crypto within the next 30 minutes, so stick with us to ensure you buy it safely and with necessary information.

🏆 Best exchanges in United States:

1. Binance

4.8

Easy deposits and currency conversion, very regulated and safe, lots of assets listed.

Binance Review Binance Website

2. BitMart

3.6

Smooth Bitcoin buys for new users, lots of staking assets for passive income, $3,000 welcome bonus.

BitMart Review BitMart Website

3. CEX.IO

4.0

Very safe and regulated with over 40 licenses, excellent for first time investors.

CEX.IO Review CEX.IO Website

4. Gemini

3.9

Large and well known exchange, very regulated and safe, smooth deposits and withdrawals.

Gemini Review Gemini Website

5. Kraken

3.8

High staking yields, easy payments and beginner-friendly interface.

Kraken Review Kraken Website

View all 8 exchanges in United States.

You can use any of the above top 5 exchanges to buy crypto in United States. All have very low or zero fee deposits through cards or bank transfers in many local currencies, and are easy to use even for beginners.

How to Buy Crypto in the United States

To purchase Bitcoin or other cryptocurrencies, start by registering on a crypto exchange. Our list features several exchanges available in the United States, along with insights into what to consider.

By reading our guide you will learn how to use our extensive filters and exchange data. This ensures you will understand how to find the ideal exchange tailored to your specific needs. Let’s get started.

Buying Crypto in the United States – Step by Step Guide

Here’s a quick 5-step process explaining how to buy bitcoin in the USA:

1. Choose a Cryptocurrency Exchange:

Utilize our filters and sorting options to find your ideal exchange for your first bitcoin purchase.
Prefer to skip the research? Check out our list of Best US exchanges.

2. Create an Account:

Sign up by providing your email address and setting a password.
Many exchanges will also let you log in with existing social media accounts such as Google or Apple.
Most exchanges offer additional security features like two-factor authentication (2FA), which we recommend enabling.

3. Verify Your Identity:

Complete the quick Know Your Customer (KYC) process, usually requiring you to upload a photo of your identification document.
This step ensures compliance with anti-money laundering (AML) laws and enhances the security of your account.
If you prefer to skip identity verification, use our “No KYC” filter to find exchanges without mandatory identity checks. Keep in mind that no-KYC exchanges may require the use of a VPN.

4. Deposit Funds:

Choose a deposit method that suits you, such as bank transfer or credit card.
Beware of any potential deposit fees. While most exchanges don’t charge for deposits, their payment processor or your bank might.
USD deposit fees through cards or bank transfers can be around 0.1% – 0.2%. We’ll teach you how to reduce this later in this guide.
Card deposits are generally credited instantly, but ACH bank transfers can take up to 24 hours (depending on your bank).

5. Buy Cryptocurrency:

Once your account is funded, you can initiate your cryptocurrency purchase.
For user-friendly exchanges with simple purchasing processes, use our “Beginner friendly” or “Quick convert” filters.

Your initial Bitcoin buy in US may take around 30 minutes, but only because you should do it with the necessary knowledge and safety.

Buying crypto in USA always starts with finding the right crypto exchange tailored to your requirements. The rest of this guide will show you exactly how to discover the top trading platform.

How to Find Best U.S. Crypto Exchange

We understand that buying crypto can be scary for first-time investors. Seeing all the different exchanges, their features, and our filters can look daunting at first, but more options is always a good thing.

If you don’t want to bother with the research, you can just take a look at Best US exchanges for our list of recommended ones. Rest assured you won’t go wrong with any of our top choices.

However, if you have specific needs or preferences, Cexfinder is the best place to get a quick but comprehensive overview of available United States crypto exchanges. Let’s delve into how to utilize it effectively.

1. Utilize Filters to Find Features You Need

Our filters are fantastic for narrowing down what’s essential to you. Let’s explore some key ones:

Top filters for beginners:

“Beginner-friendly” is perfect for new investors, showcasing exchanges with simple interfaces and multiple fiat payment gateways.
Look into exchanges with the “Quick convert” option, ideal for first-time crypto buyers with its user-friendly interface.
Consider the “Recurring buys” filter if you plan on regular scheduled investments.

Depositing money:

Opt for “Bank transfer deposits” or “Card deposits” for easiest fiat to crypto conversion.
Explore additional deposit options like Apple Pay, Google Pay, PayPal and more in our complete list of tags and filters.
For more options or to buy crypto anonymously, check out the “P2P trading” tag for exchanges with peer-to-peer marketplaces.

We also recommend trying the “Low fees” and “Signup bonuses” filters to highlight exchanges with the lowest fees and significant welcome bonuses.

2. Sort the Exchange List

Highest Volume: Opt for high-volume exchanges for greater safety and reliability.
Launch Date: Assess an exchange’s experience; older exchanges often demonstrate reliability, while newer ones may offer attractive incentives.
Trust Score: Consider TrustScore (live rating) from a reputable third-party website for added confidence.
Coins Listed: Check the variety of trading pairs available, indicating the number of altcoins you can trade.

Pay special attention to our recommended thumbs-up icons. These will highlight top exchanges recommended by our staff for crypto buying or trading.

3. Other Factors to Consider

Deposit methods

Review all deposit methods and accepted currencies, because some exchanges solely accept crypto deposits.
For fiat deposits (like USD), utilize “Bank transfer deposits” or “Card deposits” filters.
If you can’t or don’t want to use USD, opt for largest exchanges which are often offering a wider range of local currencies.
Alternatively, use the “P2P trading” filter to find exchanges with peer-to-peer marketplaces accepting various payment methods and currencies.

Number of altcoins

Sort exchanges by “Coins listed” to see how many altcoin pairs they have available.
While Bitcoin and Ethereum may suffice for some, consider exchanges with more altcoins for potential higher returns.
Keep in mind that altcoins can be riskier investments, so beginners may want to stick to Bitcoin or Ethereum initially.

Identity verification

Most exchanges require ID verification, a quick process of submitting your name, address, and photo of your ID.
Some exchanges offer optional verification; find these using our “No KYC” filter.
Our VPN guide can show you step-by-step how to trade futures in the US on no-KYC exchanges, or how to bypass KYC checks.

Withdrawal methods

Some exchanges only allow cryptocurrency withdrawals. Utilize the “Fiat withdrawals” filter to ensure direct withdrawal to your bank account in USD or other local currencies.
You can also consider “Crypto ATM cards” for prepaid Visa or MasterCard cards enabling crypto-to-fiat transactions at any regular ATM machine or vendor.

Staking and lending

Explore exchanges offering Staking & Savings programs for earning yields on crypto holdings, akin to traditional bank interest but with potentially higher returns.
Some exchanges also offer Crypto loans for borrowing or lending cryptocurrency.
It’s important to note that staking is often restricted in the US, and may not be available to you.

Airdrops and launchpools

Engage in crypto Airdrops and Launchpads on centralized exchanges for risk-free opportunities to earn free crypto.
Locking funds temporarily during airdrops or launchpools can boost your portfolio without risking assets, as they’re returned once the offer expires.
Restrictive crypto laws often mean most airdrop and launch events will not be available in the United States.

4. Fees for Crypto Buying and Trading

Fees for purchasing and trading crypto on exchanges in United States can include deposit fees, conversion fees, trading fees, or withdrawal fees.

Deposit fees – Some exchanges won’t impose deposit fees, allowing you to deposit local fiat currency without additional charges. However, keep in mind that your bank, credit card provider, or payment gateway may apply transaction fees beyond the crypto exchange’s control.
Conversion fees – Some exchanges offer a “Quick convert” feature, enabling seamless conversion of US dollars into popular crypto assets like Bitcoin or USDT without any fees.
Trading fees – Each exchange imposes fees for trading crypto. Whether you’re converting USDT to Bitcoin, Bitcoin to Ethereum, or any other crypto-to-crypto trade, a small fee, typically less than 0.1% of the total amount, is charged. Utilize our “Low fees” filter to identify exchanges with the lowest trading fees available. Also, remember to leverage our direct signup links with referral codes for significant fee discounts on many exchanges.
Withdrawal fees – Withdrawal fees vary depending on the specific crypto asset, local currency, or withdrawal method. You must check each individual exchange for exact and up to date numbers.

We worked hard to get the best benefits for our community! Exchange signup links throughout our website include referral codes, special invitation codes that will give you permanent trading fee discounts, additional deposit bonuses, or other special benefits with absolutely no downsides or costs to you. Consider using them for exclusive perks.

Some popular crypto trading apps, money transfer services and wallets charge exorbitant trading fees, sometimes exceeding 1%, along with account dormancy fees for inactive traders. We always avoid listing such exchanges or platforms.

Cheapest exchanges in United States:

	Binance	BitMart	Bitunix	Tapbit	Gemini
Spot Maker Fee	0.1%	0.09%	0.08%	0.1%
Spot Taker Fee	0.1%	0.1%	0.1%	0.1%
Futures Maker Fee	0.02%	0.02%	0.02%	0.02%	0.02%
Futures Taker Fee	0.05%	0.06%	0.06%	0.06%	0.07%
Native Token Discounts
Cexfinder Link Fee Discount	10%		10%
	Review Visit	Review Visit	Review Visit	Review Visit	Review Visit

These cheapest exchanges are highlighted based on average spot and derivatives fees, deposit and withdraw fees, and additional fee discounts available. Our fee comparison page has a comprehensive and easy comparison of trading fees on all exchanges.

You can be sure that all exchanges listed for the United States have fair and reasonable fee structures, and will never charge account management or maintenance fees, or any other unnecessary costs. Additionally, holding crypto assets on any US crypto exchange listed on our website is free of charges.

How to Reduce Fees:

For frequent Bitcoin investors, minimizing fees can lead to substantial long-term savings. Here’s how you can achieve reduced fees and extra bonuses:

Use the “Low fees” filter to identify exchanges with fees below the industry average.
Explore exchanges listed under the “Native token” filter, which offer their own crypto tokens for trading fee discounts.
Opt for exchanges featuring the “Quick convert” feature, often with zero fees for conversions.
Take advantage of our referral links embedded in exchange signup links on our website, providing permanent trading fee discounts of up to 30% on many exchanges.
Look into exchanges offering generous “Signup bonuses” for new users, often including special bonus funds for fee-free trades.

How to Find Safe United States Exchanges

Hard to believe, but finding a safe exchange in the US is the easiest part. This is thanks to our meticulous review process and stringent listing criteria. Exchanges featured on our platform are thoroughly vetted for safety and reliability. We steer clear of any exchanges deemed risky, ensuring your peace of mind.

Safest exchanges in United States:

	Binance	CEX.IO	Gemini	Kraken	Coinbase
Launch Date	2017	2013	2015	2013	2012
Proof of Reserves
Regulatory Compliance
Reputation and Reliability
Asset Safety and Trust
Account Security
Cexfinder Rating	4.8	4.0	3.9	3.8	3.6
	Review Visit	Review Visit	Review Visit	Review Visit	Review Visit

These United States safe crypto exchanges are highlighted based on factors included in the table, and other safety and security aspects. Our safest crypto exchanges page has a more comprehensive list of safest trading platforms.

Activate High Safety, Regulated or Proof of Reserves filters to view safest, regulated or exchanges with Proof of Reserves in United States.

When assessing exchanges, our team prioritizes security features, regulatory compliance, past security incidents, transparency, launch date, proof of reserves, cold storage of funds, and other safety aspects. We don’t list any risky options.

Moreover, we provide several filters to help you discover the safest exchanges in the United States:

Proof of Reserves is an essential transparency report confirming an exchange is handling customer funds responsibly.
Regulated Exchanges showcase CEXs with high regulatory compliance in multiple jurisdictions.
The High Safety filter highlights the absolute safest exchanges in the USA, selected by our staff based on over a dozen security, safety, and transparency factors.

While there are numerous crypto exchanges not listed on our website, their absence doesn’t necessarily imply they’re unsafe. However, they might not align with our strict listing guidelines due to high fees, low volume, limited altcoins, or other factors.

Furthermore, our team has several very experienced crypto traders and investors who stay updated on and publish the latest crypto exchange news. This ensures we’re well-informed about potentially suspicious exchanges, and past and current security concerns.

Crypto Exchange Safety Tips

We strive to list exchanges with top-tier security and safety features. However, ultimately, it’s up to users to utilize these features. Always adhere to these basic crypto exchange safety tips:

When creating your exchange account, ensure your password is strong and unique to prevent unauthorized access.
Activate two-factor authentication (2FA) to add an extra layer of security to your account.
Stay vigilant against phishing attempts by accessing your exchange account only through its official website or app.
Regularly monitor your account activity to promptly detect any suspicious logins or transactions.
Consider using hardware or decentralized wallets to keep your funds safe, but ensure you understand how to secure them properly.

By taking these basic precautions, your funds are typically secure on the top exchanges we recommend. However, diversifying your crypto portfolio across multiple exchanges can help mitigate potential risks.

It’s always free to create accounts and hold assets on any exchange listed on Cexfinder. Therefore, there’s no downside to registering on multiple exchanges and diversifying your assets.

Crypto Exchange Safety: How to Keep Accounts & Funds Safe

Keeping your crypto exchange accounts and funds safe involves vigilance and proactive measures. Read this guide and follow these tips to significantly reduce the risk of unauthorized access and keep your assets secure.Read Now

How to Trade Futures in United States

Most exchanges do not allow customers from United States at all. Even more exchanges do not allow futures trading for US citizens. For residents who want to trade derivatives markets and use leverage, the popular choice is to use an exchange without KYC and a VPN.

Here’s the quickest possible summary of the process:

Register on an exchange available to US customers (we recommend Binance, BitMart, CEX.IO, Gemini, or Kraken).
Deposit USD, and convert USD to USDT (USD-Tether – crypto version of US dollars).
Withdraw USDT (typically ~ $1 fee) to a non-kyc exchange (over a dozen good ones available).
Trade on non-kyc exchange (with VPN) without restrictions to futures, leverage, staking, etc.

If you intend to trade futures in the US, we strongly suggest going through our relevant pages listed below, because they will provide in-depth explanations of the process to ensure maximum safety:

Find exchanges without KYC, and scroll down to read the quick guide and FAQs for a lot more information on how to avoid location detection, use futures markets, avoid restrictions or account suspension, and more.
Also read our comprehensive Trading with VPNs guide to learn how to use these exchanges safely, and find exact steps on how to deposit funds without ID verification. The guide will explain it all.

Beginner investors who only want to dip their toes in a little bit of Bitcoin do not need to use any method to bypass identity checks. For beginner investors, trading futures markets is not necessary. For simple spot investing, any of the exchanges fully available to US citizens will suffice.

Any information here is purely for informational purposes to explain how US residents are trading futures. None of the information published is intended as advice, and we never recommend bypassing any local laws, restrictions, or breaking any exchange’s terms of use.

Crypto Laws in United States

In the United States, the government primarily focuses on regulating crypto platforms rather than the cryptocurrencies themselves.

The U.S. has a variety of federal institutions regulating digital assets. The exact institution in charge will depend on whether an asset is a money transmitter, security, or commodity/derivative.

The main ones include: Financial Crimes Enforcement Network (FinCEN), the Securities and Exchange Commission (SEC), and the Commodity Futures Trading Commission (CFTC).

While many states regulate virtual currency under existing money transmitter rules, specific cryptocurrency laws and regulations vary state-by-state.

Is Buying and Trading Crypto Legal in United States

Purchasing and exchanging cryptocurrencies is totally legal across the country. Cryptocurrency exchanges are legal in the United States and fall under the regulatory scope of the Bank Secrecy Act (BSA).

In practice, this means that cryptocurrency exchange service providers must register with FinCEN, implement an AML/CFT program, maintain appropriate records, and submit reports to the authorities.

United States Crypto Tax Laws

Crypto taxes in the U.S. are based on capital gains. The amount of tax you’ll pay on crypto in the USA depends on how much you earn, the specific transaction, and how long you’ve held the asset. Up to 37% tax on short-term capital gains and crypto income. Between 0% to 20% tax on long-term capital gains. NFT collectibles may be taxed at 28%.

We strive to keep this data updated, but it’s merely for basic informational purposes. You should always contact a local legal or tax expert for advice.

In Summary

When it comes to buying crypto in the United States, it’s crucial to consider a variety of factors to ensure the trading platform has the features you need. Here’s a quick summary of most important points to remember:

Use filters and sorting options to narrow down exchanges based on factors like altcoin variety, safety features, ease of use, and ID verification requirements.
Check deposit and withdrawal options to ensure easy access to your funds, whether through bank transfers, prepaid debit cards, or other methods.
Explore staking, savings, or airdrop programs to gain passive income and potentially grow your crypto holdings through interest or rewards.
Be mindful of fees and use appropriate filters with our tips and tricks to minimize costs associated with deposits, withdrawals, currency conversions and crypto trading.
Take advantage of signup benefits by using referral links when registering with new trading platforms to access special bonuses.

Buying crypto in the United States is straightforward—simply register on a crypto exchange and deposit funds via bank transfers, credit cards, or other convenient methods. Selecting a reputable exchange is key for safe investing in Bitcoin, Ethereum, or other altcoins.

Our US crypto exchange guide explained how to find the best exchanges in the country, with step-by-step instructions on how to buy Bitcoin for the first time. With our filtering options, you can discover an exchange that offers the ideal blend of features, security, and low fees.

Rest assured, all listed exchanges have undergone thorough review and are deemed safe for use. However, it’s always wise to conduct your own research before making financial decisions.

We hope our guide helps you buy crypto in US safely and with confidence. Should you have any questions, feel free to reach out to us.

Best Exchanges in United States

We reviewed all 8 available crypto exchanges in United States and compared many factors: deposit and withdrawal options, trading fees, ease of use, available features, asset safety, staking yields, number of coins listed, volume, security, new user bonuses, and more.

As a result, we compiled this list of best crypto exchanges in United States:

#1 Binance

Binance is the world's biggest exchange. It provides a top tier user experience, very customizable trading interface, and an entire array of financial services.

For first time Bitcoin buy in United States, Binance will provide a smooth no-fee deposit through several different payment providers, accepting credit cards, debit cards, or bank transfers. The exchange also provides a zero fee quick conversion, making your first crypto purchase as cheap as possible.

For more experienced traders, Binance offers a wide range of trading and charting options, over 400 altcoins, and very cheap fees when using their native token to pay for trading fees. Don't miss using our signup link for another permanent 10% fee discount.

Review

#2 BitMart

BitMart may not be the most popular exchange, but we're betting this is going to change in the future. It's available and licensed in the United States, and supports local currency deposits through several different payment providers.

You can use standard ACH or SEPA bank transfers or credit cards, but also Google Pay, Apple Pay, and more. The first purchase experience on BitMart is very smooth, making it an excellent CEX to buy crypto in United States.

With over 1150 coins listed and lucrative staking and savings returns, BitMart happens to be an excellent place for investors of various appetites. New users can grab up to a $3,000 welcome bonus.

Review

#3 CEX.IO

CEX.IO is a trusted beginner-friendly exchange with many deposit and withdraw options, and very fair fees. On top, it's also highly regulated with over a dozen licenses in United States, and several other countries.

The platform doesn't have the greatest volume or a massive altcoin selection. However, it makes up for it with its ease of use. This is one of the simplest exchanges for first Bitcoin purchases, and even complete beginners will easily be able to make their first buy.

This trusted platform also has staking with excellent yields, a crypto debit card, decentralized wallet, and a comprehensive learning and education center to help you get started with crypto investing.

Review

#4 Bitunix

Bitunix is a newcomer exchange that does not (yet) have many of the features you would find on more established exchanges. There's fewer coins compared to most exchanges, and no fiat deposits.

However, Bitunix can be a good alternative exchange for basic spot and futures trading for traders who don't need a plethora of other features.

New traders can get bonuses up to $5,000 depending on deposit amount, and a lifetime 10% fee discount with our referral link.

Review

#5 Gemini

Gemini is one of the most regulated and secure exchanges, often used by large institutions. But, Gemini's user-friendly interface and very easy fiat deposits make it a highly reliable and safe crypto exchange in United States even for small retail investors.

Making your first Bitcoin purchase is smooth through safe payment gateways that accept bank transfers, cards, and PayPal (in select countries).

Trading fees on Gemini are on average higher compared to most other exchanges, but in line with other reliable fiat gateways. Standout feature of Gemini is their Mastercard, letting you spend crypto anywhere with up to 4% cashback rewards.

With our signup link, new users can claim $15 cash as soon as they make their first crypto purchase worth over $100.

Review

#6 Coinbase

Coinbase frequently battles Binance for the world's largest exchange by volume. This is the most regulated exchange, based in United States, and used by millions worldwide.

The strength of Coinbase lies in safety, reputation, and adherence to local regulations. Easy deposits through bank transfers or cards are available in nearly all countries. PayPal deposits and withdrawals are also available on Coinbase, but in fewer territories.

The biggest downsides to using Coinbase are lack of new user rewards, and very high trading fees. Regardless, this is a safe and reliable choice for converting local currency into crypto.

Review

#7 Kraken

Kraken is another US-based crypto exchange that's very regulated, reputable and safe. You can always count on them to keep your cryptocurrency safe, even if you hold it on the exchange wallets.

Kraken features a sleek trading interface with beginner and pro versions, making it suitable for traders of all experience levels. There's also lucrative staking rewards for popular assets, where you can receive up to 15% yearly savings rewards for holding select coins on the exchange.

There are no fee discounts or new user rewards available on Kraken. But, the ease of use and reliability make it worth considering as your first exchange.

Review

You can use any of these exchanges to buy crypto in United States. Lots of new investors don't care of even understand all the options and features available on CEXs (centralized exchanges). The options can truly be overwhelming, and new buyers simply want an easy and safe purchase experience to get their first Bitcoin.

These 7 best exchanges in United States are selected and ranked by variety of deposit options, proven track record of funds safety, transparency of holdings and customer assets, regulatory compliance, staking yields, number of coins listed, trading volume, trading fees, ease of use, and several other factors. All have low or zero fee deposits through cards or bank transfers in many local currencies, and all of them are servicing clients in United States.

If you need even more exchanges, you can look at ones without identity verification requirements in our No KYC category. Some of these no-kyc exchanges might not officially service customers from United States, but can be accessed through VPNs, and will not enforce identity checks.

United States Crypto Exchanges

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Buying Crypto in the United States – Step by Step Guide

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In Summary

Best Exchanges in United States

#1 Binance

#2 BitMart

#3 CEX.IO

#4 Bitunix

#5 Gemini

#6 Coinbase

#7 Kraken

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