Crypto funding just became faster, easier, and a whole lot more familiar. Two of the world’s leading exchanges are making big moves: Kraken now supports PayPal deposits for U.S. clients, and OKX has integrated Apple Pay for customers in the United States and European Economic Area (EEA).
Together, these updates mean you can fund your trading account in seconds using payment methods you already know and trust.
Kraken Brings PayPal Deposits to the U.S.
Kraken’s U.S. clients can now deposit USD instantly via PayPal. No wires, no waiting, and no bank logins. If you already have a PayPal account — whether linked to a bank, card, or with an existing balance — you can start trading in just a few taps.
This launch follows successful rollouts in the EU, U.K., and Australia, where the feature has already gained popularity. During a soft launch in the U.S., clients moved more than $1 million via PayPal deposits without any marketing campaigns, proving demand is high.
Once your funds hit your Kraken account, you can trade over 400 cryptocurrencies, stake for rewards, or use Kraken Pay to send funds instantly. With deposits available 24/7, you can act on market opportunities the moment they appear.
There’s only one downside, and of course it’s the fees. Currently, Kraken is the most expensive exchange with PayPal deposits, and customers will have to pay a 5% fee for using this payment method. That’s the price of accessibility and convenience.
OKX Launches Apple Pay in the U.S. and EEA
OKX has now fully integrated Apple Pay into its Buy Crypto flow, giving customers in the U.S. and EEA a faster, frictionless way to purchase crypto. Using stored cards in Apple Pay, you can complete transactions in seconds without repeatedly entering payment details.
Apple’s biometric authentication and secure enclave add strong protection to each transaction, while its familiar interface makes the process straightforward even for first-time buyers. Whether you’re purchasing through the app or on the web, the integration means fewer steps and more speed.
Apple Pay fee on OKX is set to 2.5%. This deposit method will only show up for verified EU users, so be sure to complete your KYC before panicking.
Recent Wave of New Deposit Methods
Kraken’s PayPal update and OKX’s Apple Pay launch are part of a wider trend in the industry. In the past few weeks, other major exchanges have added new payment options to make deposits faster and more convenient:
- OKX added PayPal deposits in the EU on July 16, 2025, making it one of the few exchanges that let Europeans buy crypto with PayPal.
- Coinbase just introduced PayPal funding in Australia last month and Canada days ago, expanding reach to millions of existing PayPal users.
- PrimeXBT integrated Skrill worldwide earlier this week, offering instant, zero-fee deposits and withdrawals.
This wave of updates signals a shift toward integrating everyday payment tools directly into crypto platforms, reducing friction and increasing accessibility for both new and experienced traders.
Ready to Fund Your Account?
If you’re in the U.S., you can now deposit instantly to Kraken using PayPal or buy crypto on OKX with Apple Pay. In the EEA, Apple Pay is ready to use, while PayPal on other exchanges continues to expand across markets.
It’s the same payment methods you already trust, now built directly into your favorite trading platforms. That means less time funding and more time trading.
