BitMart has introduced a versatile range of crypto payment cards, designed to make spending digital assets effortless anywhere in the world. With options spanning from no-fee virtual cards to VIP-loaded metal editions, and a prepaid Mastercard that skips advanced verification, these cards combine convenience, savings, privacy, and global reach.
Even better, they’re available worldwide in every country where BitMart accepts customers. The only exclusions are Cuba, Iran, Kosovo, Netherlands, North Korea, and Syria. That means you can apply from the USA, Canada, UK, Australia, and more without restrictions.
In summary:
- BitMart Visa is a regular exchange-branded debit card, allowing you to spend crypto at any merchant or store.
- BitMart’s Mastercard is a prepaid card you can top-up with crypto and use anywhere, no ID documents required.
- Both cards available worldwide.
BitMart Card: Virtual, Plastic, and Metal Visa Cards
All three exchange-branded Visa cards share the same core features:
- USD-based
- $100,000 monthly transaction limit
- $200 ATM free withdrawal per transaction (up to $500 fee-free monthly)
- 1.2% cashback capped at $20
- Exclusive investment earnings
- +1 VIP level after $300 spending
Key Differences
- Virtual Card: No application fee. Instant use online via Google Pay and other providers.
- Plastic Card: $30 application fee. Physical card for global spending and ATM access.
- Metal Card: $120 application fee. Premium look with same base perks.
VIP Metal Card Benefits
For traders climbing the VIP ladder, the Metal Card unlocks enhanced rewards. At VIP 8, benefits include:
- $0 application fee
- Unlimited monthly transaction limit
- $1,000 fee-free ATM withdrawals per month
- 3.5% cashback capped at $500
- 80% transaction fee discount
- Exclusive perks like IEO fee cuts, pre-market trading discounts, and BMX airdrops
This level transforms the Metal Card into a high-value loyalty tool.
BitMart Prepaid Mastercard
BitMart’s prepaid Mastercard is a standout for one reason: no advanced KYC required. Unlike most exchanges, you only need KYC Level 1 to apply.
Highlights
- Card creation fee: 20 USDT
- Deposit fee: 1.3%
- Max balance per card: $2,000
- Consumption fee: 1% (no cross-border fees)
- Instant issuance: Use within minutes
- Earnings: Up to 8% APR on unused balances
- Global acceptance: Spend at any Mastercard-supported merchant, both online and offline
This makes it an attractive choice for anyone seeking flexibility and privacy.
BitMart Cards Comparison Table
| Feature | Virtual Card | Plastic Card | Metal Card | VIP Metal Card (VIP 8) | Prepaid Mastercard |
|---|---|---|---|---|---|
| Application Fee | $0 | $30 | $120 | $0 | 20 USDT |
| Monthly Limit | $100,000 | $100,000 | $100,000 | Unlimited | $2,000 balance per card |
| ATM Free Withdrawal | $200 per transaction, up to $500/month | Same as Virtual | Same as Virtual | $1,000/month | Not withdrawable (spending only) |
| Cashback | 1.2% (cap $20) | 1.2% (cap $20) | 1.2% (cap $20) | 3.5% (cap $500) | None, but earn up to 8% APR on balance |
| VIP Perks | +1 level after $300 spend | +1 level after $300 spend | +1 level after $300 spend | Deep discounts, airdrops, loyalty rewards | Not linked to VIP |
| KYC Requirement | Level 2 | Level 2 | Level 2 | Level 2 | Level 1 only |
BitMart Cards vs Competitors
BitMart’s prepaid Mastercard is quite unique in the industry. Most crypto exchanges only offer regular debit cards, and receiving a bank card without having to submit identification documents is unheard of. Therefore, there’s no real comparison to make. Instead, we’ll quickly compare the top benefits of BitMart Card (Visa) with main competitors.
The most important distinction is regional availability. Majority of exchanges with branded ATM cards only offer them to users within European Union. Bybit‘s card is offered in a few other regions, and so is Crypto.com‘s. The only other platform with near globally available cards is CoinW exchange.
CoinW just upgraded their virtual card Visa to a physical one. Issued by a Singaporean bank, CoinW card is available globally with low fees and no renewal costs.Read Now
Other upsides and downsides to each card typically depends on user spending habits.
| Feature | CoinW Card | Bybit Card | BitMart Card |
|---|---|---|---|
| Card Type | Physical & Virtual (Visa) | Virtual & Physical (Mastercard) | Virtual, Plastic, Metal Visa + Prepaid Mastercard |
| Activation Fee | 98 USDT (Physical) / 15 USD (Virtual) | Free | $0 (Virtual), $30 (Plastic), $120 (Metal), 20 USDT (Prepaid Mastercard) |
| Annual Fee | 0 USD | 0 EUR | 0 USD |
| Deposit Fee | 2% (Physical) / 2–3% (Virtual) | None | None for exchange Visa, 1.3% for Prepaid Mastercard |
| ATM Withdrawal Fee | 5 USD per transaction | 2% per withdrawal | Free up to $500/month (Visa) then fees apply; Prepaid Mastercard doesn’t allow ATM withdrawals |
| Single Spending Limit | $20,000 | €10,000 per day | $100,000 per month (Visa), $2,000 balance cap (Prepaid Mastercard) |
| Daily Spending Limit | $250,000 | €20,000 | Same as above ($100,000 Visa, $2,000 Prepaid cap) |
| Monthly Spending Limit | $1,000,000 | €100,000 | $100,000 (Visa), Unlimited at VIP 8 Metal, $2,000 Prepaid cap |
| ATM Withdrawal Limits | $1,500 per transaction / $15,000 monthly | €500 per withdrawal, €2,000 daily | $200 per withdrawal, up to $500/month free (Visa); $1,000/month at VIP 8; Prepaid Mastercard not withdrawable |
| Supported Countries | Global (except 20+ restricted countries) | Only available to EEA & UK residents | Global except Cuba, Iran, Kosovo, Netherlands, North Korea, Syria |
| Crypto Support | USDT, multiple cryptos | BTC, ETH, USDT, USDC, XRP | 10+ major cryptos (USDT, USDC, BTC, ETH, SOL, ADA, XRP, DOGE, etc.) |
| Top-up Methods | Crypto (USDT preferred) | Crypto balance | Crypto top-up from BitMart account |
| Real-Time Exchange | Yes, at Visa rates | Yes, at Mastercard rates | Yes, instant conversion at Visa/Mastercard rates |
| Google Pay / PayPal | Supported | Supported (Google Pay) | Supported (Google Pay) |
| Special Promotions | Cashback | Cashback up to 10% | Up to 3.5% cashback (VIP Metal), 8% APR on Prepaid balances, VIP fee discounts |
All of these cards have their pros and cons, but BitMart is the most flexible:
- It offers four card types instead of one.
- It’s available almost worldwide (excluding only 6 countries).
- It has both low-entry options (Prepaid Mastercard with light KYC) and premium rewards (VIP Metal with huge cashback and discounts).
Final Thoughts
BitMart’s card ecosystem offers something for everyone.
- Pick the Virtual Card for instant, no-cost access.
- Choose Plastic or Metal if you want a physical card for global payments and ATMs.
- Go for VIP Metal if you’re a high-volume trader seeking maximum rewards.
- Use the Prepaid Mastercard if you prefer lighter KYC and instant setup.
With availability in nearly every major market, including the US, UK, Canada, and Australia, the BitMart Card lineup is one of the most globally accessible crypto payment solutions.
To get started, simply visit BitMart and apply! Start spending your crypto like cash today with BitMart’s card options.
