Withdraw Crypto to Visa/Mastercard: Card Withdrawal Exchanges

Read Review

Link bonus:

: 20%

: $6,666

#1 Gate

4.7/5

Variety of wire and card deposits – Fiat withdrawals – Over $6,500 in welcome rewards – Crypto ATM card – 500+ altcoins for staking – Over 2,000 altcoins listed for trading – Excellent Web3 wallet – Safe and reliable – Very low trading fees

: 2,200+

: 2013

: ₿ 53,164

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

Demo trading

Crypto ATM cards

Recurring & scheduled buy

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Stocks, Commodities & Forex

Tokenized stocks

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.05%

Additional 20% fee discount when using our referral signup link.

Additional $6,666 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 2.8%
SEPA (EUR): 3%
GBP: 3%

View all deposit & withdraw fees

Safety

Exchange launched in 2013

Number of users: 39 million

Licenses & registrations: 11

Proof of Reserves

Highly regulated

Volume & Altcoins

Number of altcoin pairs: 2200

Last 24h trade volume (in BTC): 53,164

High trading volume

High liquidity

Read Review

Link bonus:

: 10%

: $100

#2 Binance

4.8/5

World’s biggest exchange by volume – High liquidity on all trading pairs – Trading fee discounts with native token – Cheap fiat deposits – Reliable and trusted

: 550+

: 2017

: ₿ 232,301

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

Demo trading

Recurring & scheduled buy

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.02%
Futures Taker Fee: 0.05%

Additional 10% fee discount when using our referral signup link.

Additional $100 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 2%
ACH (USD): $1 (US only)
SEPA (EUR): €1
SWIFT: Min. €0.5, max. 1.2%

View all deposit & withdraw fees

Safety

Exchange launched in 2017

Number of users: 280 million

Insurance fund: 1.0 billion USD

Licenses & registrations: 21

Proof of Reserves

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 550

Last 24h trade volume (in BTC): 232,301

High trading volume

High liquidity

Read Review

Link bonus:

: $200

#3 CEX.IO

4.1/5

Very beginner friendly – Bank transfer, card, Google Pay, Apple Pay, PayPal and other fiat deposits & withdrawals – Staking and savings – Crypto debit card – Available in US and licensed in over 30 states – Safe and trusted

: 150+

: 2013

: ₿ 651

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

Demo trading

Crypto ATM cards

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.15%
Spot Taker Fee: 0.25%

Additional $200 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 0.49% — 4.99% + service charge
ACH (USD): $2.99
SEPA (EUR): €2.99
GBP: £2.99
SWIFT: 0.1%, min $10/€10/£10

View all deposit & withdraw fees

Safety

Exchange launched in 2013

Number of users: 15 million

Licenses & registrations: 38

No Proof of Reserves

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 150

Last 24h trade volume (in BTC): 651

Read Review

#4 WhiteBIT

3.9/5

Fiat deposit options including bank transfers, cards, Apple Pay – Easy fiat withdrawals in multiple currencies – Quick convert – Full TradingView integration – Gift cards – CS:GO skins marketplace – Lowest futures trading fees

: 325+

: 2018

: ₿ 9,040

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

Demo trading

Crypto ATM cards

Recurring & scheduled buy

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpool

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.01%
Futures Taker Fee: 0.035%

Fiat deposit fees:

Visa/Mastercard: 1.5% to 3.5%
SEPA (EUR): 0.1% – 0.2%

View all deposit & withdraw fees

Safety

Exchange launched in 2018

Number of users: 8 million

Insurance fund: 30 million USD

Licenses & registrations: 8

No Proof of Reserves

Highly regulated

Volume & Altcoins

Number of altcoin pairs: 325

Last 24h trade volume (in BTC): 9,040

Read Review

#5 Coinbase

3.5/5

Considered the best and easiest fiat gateway – Good for beginners – High fees unsuitable for frequent traders – Available in most countries – Debit spending cards

: 280+

: 2012

: ₿ 33,828

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

Demo trading

Crypto ATM cards

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.6%
Spot Taker Fee: 1.20%
Futures Maker Fee: 0.4%
Futures Taker Fee: 0.6%

Fiat deposit fees:

Visa/Mastercard: 3.99%
ACH (USD): Free
SEPA (EUR): €0.15
GBP: Free
SWIFT: GBP free, USD $25

View all deposit & withdraw fees

Safety

Exchange launched in 2012

Number of users: 100 million

Licenses & registrations: 56

Proof of Reserves

Highly regulated

Considered very safe

Volume & Altcoins

Number of altcoin pairs: 280

Last 24h trade volume (in BTC): 33,828

High trading volume

High liquidity

Read Review

Link bonus:

: $8,800

#6 Phemex

3.3/5

Up to $8,800 welcome rewards for new users – Cheap fiat deposits and withdrawals – Excellent UI – Demo trading and quick convert suitable for beginner traders – Optional KYC

: 500+

: 2019

: ₿ 5,052

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P market

Mobile App

No KYC

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Tokenized stocks

Trading Bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Spot Maker Fee: 0.1%
Spot Taker Fee: 0.1%
Futures Maker Fee: 0.01%
Futures Taker Fee: 0.06%

Additional $8,800 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 0.8% - 3.5%
ACH (USD): 0.08% to 2%
SEPA (EUR): 0.08% to 2%
GBP: 0.08% to 2%
SWIFT: 0.08% to 2%

View all deposit & withdraw fees

Safety

Exchange launched in 2019

Number of users: 5 million

Licenses & registrations: 4

Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 500

Last 24h trade volume (in BTC): 5,052

Read Review

Link bonus:

: $3,410

#7 PrimeXBT

3.6/5

Good signup bonuses – Operating since 2018 – No spot trading, only futures and CFDs – Fiat deposits and withdrawals – Trade stocks, indices, commodities and forex – Optional KYC

: 150+

: 2018

User Friendly

Bank transfer deposits

VISA/Mastercard deposits

Fiat withdraw

P2P trading

Mobile App

No KYC

Demo trading

Decentralized wallet

Features

Spot trading

Futures trading

Margin trading

Options trading

Stocks, Commodities & Forex

Trading bots

Copytrading

Staking & savings

Crypto loans

Airdrops & Launchpools

Fees

Trading fees:

Futures Maker Fee: 0.01%
Futures Taker Fee: 0.045%

Additional $3,410 signup bonus when using our referral signup link.

Fiat deposit fees:

Visa/Mastercard: 2.5% (min. $5)
SWIFT: No fee if over $2,500

View all deposit & withdraw fees

Safety

Exchange launched in 2018

Number of users: 1 million

Licenses & registrations: 4

No Proof of Reserves

Volume & Altcoins

Number of altcoin pairs: 150

Table of Contents

How Do Card Withdrawals Work?

It’s actually quite simple. Through features such as Mastercard Move or Visa Direct, you can send or receive funds directly to a Visa or Mastercard credit, debit or prepaid card. Your card number is all you need to provide.

How Does Visa Direct Work?

Use a supported exchange: Access the feature through your crypto exchange’s web or mobile platform, or use a supported 3rd party fiat gateway.
Enter card details: Provide your 16-digit Visa card number and the amount you wish to send.
Complete the transaction: Follow the on-screen instructions to confirm the transfer.
Funds are received: The money is credited onto your Visa card and can be used at merchants or withdrawn from ATMs.

How Does Mastercard Move Work?

For comparison, Mastercard Send (Send is part of Move) is a similar service that enables funds transfers to both Mastercard and other debit cards, such as Visa debit cards.

You can send money to a card account by using any of the above listed crypto platforms that support card withdrawals.

SUPPORT – Do Crypto Exchanges Support Both Mastercard & Visa?

These are separate payment channels, and crypto exchanges may support one or both of these cards. in some cases, exchanges may also use a 3rd party to send fiat to bank cards.

As an example, Binance supports direct to Mastercard withdrawals, but also separate card withdrawals in partnership with Paymonade gateway.

Binance Adds Direct to Mastercard Withdrawals in Europe & UK

Binance now lets European users convert crypto to euros and withdraw directly to Mastercard in near-real time. The service offers faster, simpler access to funds for everyday spending.Read Now

Binance & Paymonade Launch Fiat to Credit Debit & Card Withdrawal

Binance Launches Easy ‘Sell Crypto to Credit/Debit Card’ Feature with Paymonade

Binance just partnered with Paymonade, allowing easy fiat withdrawal directly to credit or debit cards. This is a convenient and cheap fiat off-ramp available to users in over 100 countries.Read Now

Binance’s direct card withdrawals are only supported in Europe. But by using the Paymonade gateway, users from more than 100 countries can use the service.

But to be clear, all exchanges with card withdrawals listed on current page have direct card withdrawals, meaning you will not need to use 3rd party gateways or complete additional KYCs and whatnot.

Do All Visa & Mastercard Cards Accept Deposits?

Your Visa or account must be eligible for Visa Direct, and some banks may not support Instant/Visa payout. Similarly, your Mastercard must be a debit card. Even with a valid Mastercard/Visa card, your bank must support receiving push payments (from card network) and be able to credit them quickly.

Most card issuers nowadays support receiving money to cards. Simplest way to check: if a crypto exchange lets you withdraw to card, chances are your country supports it. Do a tiny transaction first to ensure everything goes smoothly!

REQUIRED INFO – What Is Needed For Card Withdrawals?

Generally, only your card number will be required by a crypto exchange to send a card withdrawal. To avoid delays, you just need to ensure the name on your card or bank account matches the ones submitted for identity verification on the exchange.

And speaking of KYC, you will of course need to use an exchange with completed identity verification. To access any fiat deposits or withdrawals, every crypto exchange will ask for your ID.

TRANSACTION TIME – How Long Do Card Withdrawals Take?

If everything goes right, a few seconds. Depending on your bank or card, the transaction may take a few minutes, up to 30 at most. Delays can depend on receiving institution/bank or country.

First payments may include additional checks and delays. You may want to do a small transaction as a test first, thus ensuring your later transactions are processed immediately.

FEES – How Much Are Fees for Card Withdraw?

Fees are different on every exchange. For now, you can visit our exchange reviews and find all withdrawal fees under the “Fees” section. Generally, you can expect card withdrawal fees between 2% and 5%.

TL;DR Cheapest card withdrawal fees are on Binance (2%).

Features:

95%

Review Score:

4.8

Binance Review

If cheap fees are critical, consider using bank transfers to withdraw fiat. Bank transfers are much cheaper, and in some cases even free.

Mastercard and Visa themselves won’t charge you any fees, or they will be insignificantly small. But your bank or card issuer might take a cut; forex transaction fees may apply in case currency conversion is involved.

PROS AND CONS – Why Use Card Withdrawals?

Card withdrawals are best when you need funds instantly. Your first transaction might take a few minutes longer or have additional checks, but subsequent transactions are typically processed in seconds. This way, you can sell crypto and receive fiat to your debit card as fast as you can type or tap.

Withdrawing directly to cards is also convenient for customers of online payment services or neobanks. For example, PayPal partnered with Mastercard Send, allowing wallet balances to be cashed out in near real-time directly onto customer’s Mastercard cards. But withdrawing crypto from exchange to PayPal can be costly, and this way you can skip the middleman.

Downsides

Fees can be the biggest drawback. When dealing with large amounts, 2% fee (or higher) can be a significant chunk of profits. Furthermore, your bank or payment processor may have limits to the amount you can receive per day.

For large payments there may be additional compliance and anti-money laundering (AML) checks. For frequent or large payments, your bank might require you to provide proof of source of funds.

Obviously, most countries will require you to pay taxes on received funds. But this can vary from one country to another.

Alternative Ways to Withdraw Fiat

As an alternative fiat off-ramp, you can also consider obtaining a crypto exchange-branded ATM card. Lots of major crypto exchanges have their own Visa or Mastercard cards that can be used for payments at any supported merchants, or ATM withdrawals. Spending or top-up fees can be very low, or fully negated through cashback.

Other mainstream online payment services such as ZEN or Skrill have their own debit cards. You can find crypto exchanges with ZEN withdrawals or Skrill withdrawals, which often come at a lower cost compared to direct-to-card withdrawals.

If fees are your primary concern, just withdraw fiat with bank transfers. They too can be instant, depending on transfer method/currency.

Conclusion

Card withdrawals are relatively cheap, very easy to complete, and best of all fast. When you need quick and simple fiat cash-out method, card withdrawals are one of the best options.

Crypto Exchanges with Card Withdrawals

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#1 Gate

#2 Binance

#3 CEX.IO

#4 WhiteBIT

#5 Coinbase

#6 Phemex

#7 PrimeXBT

How Do Card Withdrawals Work?

How Does Visa Direct Work?

How Does Mastercard Move Work?

SUPPORT – Do Crypto Exchanges Support Both Mastercard & Visa?

Do All Visa & Mastercard Cards Accept Deposits?

REQUIRED INFO – What Is Needed For Card Withdrawals?

TRANSACTION TIME – How Long Do Card Withdrawals Take?

FEES – How Much Are Fees for Card Withdraw?

PROS AND CONS – Why Use Card Withdrawals?

Downsides

Alternative Ways to Withdraw Fiat

Conclusion

Latest related Card Withdrawals news: