WhiteBIT has just supercharged its crypto savings experience. With the launch of Flexible Crypto Lending Plans, the exchange now offers a smarter, more adaptable way to earn passive income: no lock-ins, no stress, and full control over your funds.
These new plans are perfect for anyone who wants to earn interest on crypto while keeping the flexibility to withdraw or reinvest at any time. Want to know exactly how it works? We got you covered!
Earn Daily Interest Without Locking Up Your Crypto
With flexible savings on WhiteBIT, you can now earn interest hourly and get paid daily, all while keeping your funds accessible 24/7. It’s a low-effort, high-convenience way to make your crypto work for you, even while you sleep.
Learn how staking & savings works
Unlike fixed-term plans, flexible plans allow you to deposit, withdraw, or top up your savings at any time, without losing previously earned interest. This means you can respond to market changes without penalty, while still collecting daily payouts.
How Flexible Savings Work
It’s as easy as deposit, earn, and withdraw:
- Deposit assets like USDT, USDC, BTC, or ETH into a flexible plan.
- Interest begins accruing hourly—no waiting period.
- Payouts hit your Main Balance daily, between 00:00–00:10 UTC.
You can withdraw any amount, any time. Need to cash out half? Go for it. Want to move everything? You keep what you’ve earned up to that point.
Example: You deposit 1,000 USDC at a 10% APR. After 10 hours, you’ve already earned 0.114 USDC. At midnight, that interest lands in your account. That’s real-time compounding potential.
Boosting Gains with Auto-Savings
Want to make even more? Turn on Auto-Savings. This feature automatically reinvests your daily earnings back into the plan, giving you compound interest without lifting a finger.
Auto-Savings in Action: Earn 0.27 USDC today? It gets reinvested automatically tomorrow. From then on, you’re earning interest on a bigger amount—every single day.
Stay Flexible with Dynamic Interest Rates
Unlike fixed plans with locked APRs, flexible savings adjust rates based on market trends. If rates go up, so do your rewards. If they drop, you can always pull your funds or switch strategies.
Example: Start at 10% APR, and the rate later shifts to 5%? Your earnings are split based on the exact timing. You always get what you’ve earned—down to the hour.
Why Flexible Plans Make Sense
- No lock-in period: Withdraw anytime, no penalties.
- Hourly earnings: Profit starts stacking up fast.
- Daily payouts: Wake up to fresh interest daily.
- Auto-savings: Set it and forget it for compounding.
- Live interest rate adjustments: Stay in control.
It’s savings made smarter—designed for traders, investors, and casual holders alike.
Combine Lending and Earning for a Powerful Passive Income Setup
WhiteBIT’s flexible savings integrate seamlessly with its crypto loan platform. While some traders borrow assets like BTC, USDT, ETH, or other altcoins for margin trading, others lend those same assets through flexible or fixed plans to earn consistent returns.
Right now, flexible savings support USDT, USDC, BTC, and ETH. For longer-term fixed plans (10–360 days), you’ll find nearly 100 altcoins, including popular tokens like SHIB, SOL, ADA, DOGE, APT, DOT, ARB, PEPE, TON, and more.
Start Earning Crypto Without Trading
Bear market getting to you? Is staring at the charts all day becoming too stressful? Instead of you working, consider putting your assets to work for you. You can receive consistent income on your portfolio without the risk of trading.
The best time to earn passive income on your crypto is now. Whether you want daily payouts, full access to your funds, or hands-free compounding with Auto-Savings, WhiteBIT’s flexible lending plans deliver it all.
Log into your WhiteBIT account today and activate a flexible savings plan—your crypto deserves a raise.
