Guardarian is a smaller and alternative fiat gateway through which you can purchase cryptocurrency with tradition payment methods. The service accepts SEPA, SWIFT and Fast Payments bank transfers, Google Pay, Apple Pay, and Revolut Pay.
Payment Methods & Fees
You can buy cryptocurrency on Guardarian through a number of payment methods.
| Payment Method | Processing Time | Fee |
|---|---|---|
| Visa & Mastercard | Instant | 3.5% |
| SEPA bank transfer (EU) | Instant or up to 3 business days | 4.5% |
| SWIFT bank transfer (International) | 1-3 business days | 3.5% |
| 1-3 business days | 4.5% | |
| Google Pay | Instant | 7.5% |
| Revolut Pay | Instant | 3.5% |
* Customers from United Kingdom can not currently use Guardarian. As a result, payments with UK’s Faster Payments system are temporarily suspended.
Keep in mind:
- Available payment methods will depend on your country or chosen fiat currency. For example, you can not use US dollars to buy through a SEPA (EU) bank transfer.
- Processing time for bank transfers will depend on your bank. Once funds have cleared, you can expect Guardarian to credit the funds in minutes. In case your bank supports SEPA Instant payments, SEPA transfer may be cleared instantly.
- Fees are for reference only and may be slightly different, often depending on blockchain/crypto used. For cheap crypto transaction fees, it’s often advisable to use USDT on TRC-20 network.
Maximum amount of crypto you can purchase per day is €12,000 (or equivalent value in your currency). Monthly limit is €15,000.
Supported Fiat Currencies
| Currency Code | Currency Country | Currency Name |
|---|---|---|
| EUR | European Union | Euro |
| USD | United States | United States Dollar |
| GBP | United Kingdom | Pound Sterling |
| TRY | Turkey | Turkish Lira |
| DKK | Denmark | Danish Krone |
| SEK | Sweden | Swedish Krona |
| ZAR | South Africa | South African Rand |
| CHF | Switzerland | Swiss Franc |
| ILS | Israel | Israeli New Shekel |
| AED | United Arab Emirates | UAE Dirham |
| KRW | South Korea | South Korean Won |
| PLN | Poland | Polish Złoty |
| JPY | Japan | Japanese Yen |
| AUD | Australia | Australian Dollar |
| CAD | Canada | Canadian Dollar |
| NZD | New Zealand | New Zealand Dollar |
| NGN | Nigeria | Nigerian Naira |
| COP | Colombia | Colombian Peso |
| MYR | Malaysia | Malaysian Ringgit |
| BGN | Bulgaria | Bulgarian Lev |
| TWD | Taiwan | New Taiwan Dollar |
| SGD | Singapore | Singapore Dollar |
| RON | Romania | Romanian Leu |
| NOK | Norway | Norwegian Krone |
| BHD | Bahrain | Bahraini Dinar |
| INR | India | Indian Rupee |
| BWP | Botswana | Botswana Pula |
| BRL | Brazil | Brazilian Real |
| PEN | Peru | Peruvian Sol |
| CLP | Chile | Chilean Peso |
| PHP | Philippines | Philippine Peso |
| OMR | Oman | Omani Rial |
| KES | Kenya | Kenyan Shilling |
| THB | Thailand | Thai Baht |
| ARS | Argentina | Argentine Peso |
| HKD | Hong Kong | Hong Kong Dollar |
| DOP | Dominican Republic | Dominican Peso |
| MXN | Mexico | Mexican Peso |
| BDT | Bangladesh | Bangladeshi Taka |
| IDR | Indonesia | Indonesian Rupiah |
| VND | Vietnam | Vietnamese Dong |
| GHS | Ghana | Ghanaian Cedi |
| CZK | Czech Republic | Czech Koruna |
You can buy crypto with any of the listed fiat currencies. The service can be used in many other countries, but payments can only be done in these listed currencies. When buying with unsupported fiat currencies, additional currency transaction fees may be applied.
How to Sell Crypto on Guardarian
You can also sell crypto on Guardarian. You can off-ramp to your bank account through SEPA wire transfers. Currently, there is no other way to convert crypto into fiat on Guardarian.
You can sell up to €7,500 per day or €15,000 per month. Withdrawal fees are set to 4%, and processing time is between 1 and 3 business days. To sell crypto, simply swap from “Buy crypto” to “Sell crypto” tab in Guardarian’s widget, or use the sell feature on a centralized exchange in a similar fashion.
Available Countries
Guardarian is fully available in United States, and U.S. customers can use USD to buy crypto. Other large markets where Guardarian is available include Hong Kong, Japan, Thailand, Ukraine, Australia and New Zealand.
The service is not available in Canada, China, or United Kingdom. Furthermore, other major markets where Guardarian is restricted include South Korea, Nigeria, Bangladesh, and India. Sanctioned countries such as Iran, Iraq or Cuba are also restricted.
Full list of available countries in on Guardarian’s FAQ page. Quickest way to check availability is to attempt to buy crypto on a centralized exchange with integration such as CoinEx or Tapbit. If Guardarian doesn’t show up as a purchase gateway, it is likely restricted for your location.
FAQ
- Do I need an account or KYC to buy on Guardarian?
You do not need to create an account to buy crypto on Guardarian. However, you will need to confirm your email and phone number. If you're using the service from a centralized exchange such as CoinEx or ProBIT, completing KYC on the exchange may be enough, but Guardarian may still ask for additional verification. For example when buying with a bank card, you may be asked to provide a photo of the card.
Like every fiat gateway service, it is likely you will need to provide proof of identity. Guardarian accepts national ID, passport, or driver's license.
- Do I need a wallet to buy crypto on Guardarian?
Guardarian is not providing crypto custody services. Therefore, you will need a wallet or address where your cryptocurrency will be deposited. When buying crypto on Guardarian's website, you will need to input a receiving address.
Alternatively, using Guardarian directly on a centralized exchange (CEX) with integration will ensure your crypto is deposited directly into your account. You can also find CEXs with Web3 wallets here for additional convenience in moving funds.
- Is Guardarian safe to use?
Guardarian is registered under number 306353686 by the State Enterprise Centre of Registers of of Lithuania as a Virtual Currency Exchange Operator. The Company is supervised by the Financial Crime Investigation Service of Lithuania.
The company has been operating since 2017. There are no security incidents, hacks or other issues on record.
Unlikely some other fiat gateways, Guardarian does not hold any major institutional approvals or licenses in other countries.
Conclusion – Is Guardarian Good For Buying Crypto?
Guardarian is not integrated in many CEXs, but is a reliable and safe fiat gateway with convenient payment methods. Compared to competitor gateways, Guardarian’s fees are among the cheapest. If your exchange doesn’t support direct deposits (which are typically cheapest or even free), you can use any fiat gateway as a convenient and fast method to turn fiat into crypto. For this, Guardarian is more than suitable.
